The insurance costs for the VW Golf VIII 2.0 TDI SCR ACTIVE DSG
are on average high with approx. 88 € per month.
The monthly tax is only 20 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW Golf VIII 2.0 TDI SCR ACTIVE DSG over a useful life of 5 years is 400 € per month. On average, the VW Golf VIII 2.0 TDI SCR ACTIVE DSG trades for 35335 €, the offered vehicle has a gross list price of 39549 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 385 € per month for a term of 36 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW Golf? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this VW Golf results in an effective leasing factor of 0.97, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 36 months
13.860,00 €
Transfer / Approval
0,00 €
Total cost
13.860,00 €
Total cost
13.860,00 €
Runtime
36 Months
Leasing rate
385,00 €
(323,53 € netto)
Effective leasing rate
385,00 €
(323,53 € netto)
Bruttolistenpreis
39.549,00 €
Leasing factor
0.97
Effective leasing rate
0.97
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 385 €, the VW Golf VIII 2.0 TDI SCR ACTIVE DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . For the VW Golf the monthly vehicle tax is rather high at 20 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 96 € monthly, as the vehicle is very economical. Added to this are insurance costs of 88 € per month, which is basically a moderate cost considering the gross list price of 39549 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: rather high cost per kilometer (0.46 EUR) meets a rather high effective leasing factor of 0.97. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Costs p.a. (excl. leasing)
9.360,00 €
Fixed operating costs
9.360,00 €
Lease payments Total
13.860,00 €
Total cost
23.220,00 €
Total kilometers
29.988,00
Cost / Km (only leasing)
0,46 €
Cumulative total cost / Km
0,46 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,41 €
Leasing factor
1.06
from337,89 €