VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA - Costs
Monthly costs for VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA
Find out the monthly maintenance cost for the VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA with tax, running costs, insurance and workshop costs.
If you would like to lease a VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 54 months and a monthly lease payment of 289
€ with 10000 km mileage per year, there are fixed leasing costs of 15606 €. Insurance costs for the VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA are quite reasonable at around 97 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 24 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The low depreciation of 218 € / month (for use over 5 years) for the VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA is not a factor in mileage leasing, but is an advantage in residual value leasing. On average, the VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA trades for 43116 €, the offered vehicle has a gross list price of 32967 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA Total cost & lease factor
Calculation basis
The lease payment is 289 € per month for a term of 54 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW Caddy? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This VW Caddy gives an effective leasing factor of 1.06, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 54 months
15.606,00 €
Transfer / Approval
0,00 €
+
Total cost
15.606,00 €
Leasing factor
Total cost
15.606,00 €
Runtime
54 Months
÷
Leasing rate
289,00 €
(242,86 € netto)
Effective leasing rate
289,00 €
(242,86 € netto)
Kaufpreis
27.250,00 €
Leasing factor
1.06
Effective leasing rate
1.06
VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 289 €, the VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 54 months at the most favorable lease price . The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to just 164 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 97 € per month, which is quite a low amount but of course mainly due to the low gross list price (32967 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.35 € in connection with the, however, poor effective leasing factor of 1.06 are strong indications that this is a less good offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 54 months).
Voraussichtliche Fix + Betriebskosten über die Haltedauer
€
€
€
€
€
+
Voraussichtliche Nebenkosten
20.196,00 €
Actual cost / Km
Voraussichtliche Fix + Betriebskosten über die Haltedauer
20.196,00 €
Lease payments Total
3.468,00 €
+
Total cost
23.664,00 €
Total kilometers
45.000,00
÷
Cost / Km (only leasing)
0,35 €
Cumulative total cost / Km
0,35 €
Price development leasing VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA
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