VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA DSG - Costs

Monthly costs for VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA DSG

VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA DSG

Find out the monthly maintenance cost for the VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA DSG with tax, running costs, insurance and workshop costs. If you are interested in leasing a VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA DSG, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.

With a lease term of 48 months and a monthly lease payment of 329 € with 10000 km mileage per year, there are fixed leasing costs of 15792 €. Insurance costs for the VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA DSG are quite reasonable at around 110 € per month, especially for drivers with a high no-claims class.

The monthly tax is only 25 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The low depreciation of 238 € / month (for use over 5 years) for the VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA DSG is not a factor in mileage leasing, but is an advantage in residual value leasing. On average, the VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA DSG trades for 47144 €, the offered vehicle has a gross list price of 32105 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA DSG Total cost & lease factor

Calculation basis

The lease payment is 329 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW Caddy? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This VW Caddy results in an effective leasing factor of 1.22, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.

However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.

Fixed costs

Leasing rates / 48 months

15.792,00 €

Transfer / Approval

0,00 €

+

Total cost

15.792,00 €

Leasing factor

Total cost

15.792,00 €

Runtime

48 Months

÷

Leasing rate

329,00 €
(276,47 € netto)

Effective leasing rate

329,00 €
(276,47 € netto)

Kaufpreis

26.880,00 €


Leasing factor

1.22

Effective leasing rate

1.22

VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA DSG Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 329 €, the VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA DSG is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to just 169 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 110 € per month, which is quite a low amount but of course mainly due to the low gross list price (32105 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.39 € in connection with the, however, poor effective leasing factor of 1.22 are strong indications that this is a less good offer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).

Voraussichtliche Fix + Betriebskosten über die Haltedauer
+

Voraussichtliche Nebenkosten

18.864,00 €

Actual cost / Km

Voraussichtliche Fix + Betriebskosten über die Haltedauer

18.864,00 €

Lease payments Total

3.948,00 €

+

Total cost

22.812,00 €

Total kilometers

40.000,00

÷

Cost / Km (only leasing)

0,39 €

Cumulative total cost / Km

0,39 €

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