VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA 4MOTION - Costs
Monthly costs for VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA 4MOTION
Find out the projected monthly maintenance cost for one VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA 4MOTION with tax, running costs, insurance and workshop costs.
If you are interested in leasing a VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA 4MOTION, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 54 months and a monthly lease payment of 319
€ with 10000 km mileage per year, there are fixed leasing costs of 17226 €. Insurance costs for the VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA 4MOTION are quite reasonable at around 110 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 28 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The low depreciation of 539 € / month (for use over 5 years) for the VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA 4MOTION is not a factor in mileage leasing, but is an advantage in residual value leasing. On average, the VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA 4MOTION trades for 48667 €, the offered vehicle has a gross list price of 34386 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA 4MOTION Total cost & lease factor
Calculation basis
The lease payment is 319 € per month for a term of 54 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW Caddy? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This VW Caddy gives an effective leasing factor of 1.07, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 54 months
17.226,00 €
Transfer / Approval
0,00 €
+
Total cost
17.226,00 €
Leasing factor
Total cost
17.226,00 €
Runtime
54 Months
÷
Leasing rate
319,00 €
(268,07 € netto)
Effective leasing rate
319,00 €
(268,07 € netto)
Kaufpreis
29.850,00 €
Leasing factor
1.07
Effective leasing rate
1.07
VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA 4MOTION Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 319 €, the VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA 4MOTION is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 54 months at the most favorable lease price . The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to just 183 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 110 € per month, which is quite a low amount but of course mainly due to the low gross list price (34386 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.38 € in connection with the, however, poor effective leasing factor of 1.07 are strong indications that this is a less good offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 54 months).
Voraussichtliche Fix + Betriebskosten über die Haltedauer
€
€
€
€
€
+
Voraussichtliche Nebenkosten
21.168,00 €
Actual cost / Km
Voraussichtliche Fix + Betriebskosten über die Haltedauer
21.168,00 €
Lease payments Total
3.828,00 €
+
Total cost
24.996,00 €
Total kilometers
45.000,00
÷
Cost / Km (only leasing)
0,38 €
Cumulative total cost / Km
0,38 €
Price development leasing VW Caddy V Cargo 2.0 TDI SCR PAN AMERICANA 4MOTION
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