VW Caddy V Cargo Maxi 1.5 TSI OPF EcoProfi - Costs
Monthly costs for VW Caddy V Cargo Maxi 1.5 TSI OPF EcoProfi
Insurance costs for the VW Caddy V Cargo Maxi 1.5 TSI OPF EcoProfi are quite reasonable at around 73 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 12 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The low depreciation of 371 € / month (for use over 5 years) for the VW Caddy V Cargo Maxi 1.5 TSI OPF EcoProfi is not a factor in mileage leasing, but is an advantage in residual value leasing. On average, the VW Caddy V Cargo Maxi 1.5 TSI OPF EcoProfi trades for 32553 €, the offered vehicle has a gross list price of 28262 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
VW Caddy V Cargo Maxi 1.5 TSI OPF EcoProfi Total cost & lease factor
Calculation basis
The lease payment is 296.31 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW Caddy? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1680 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 15902.88 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 28262 €, you get the leasing factor. This VW Caddy gives an effective leasing factor of 1.17, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Fixed costs
Leasing rates / 48 months
14.222,88 €
Transfer / Approval
1.680,00 €
+
Total cost
15.902,88 €
Leasing factor
Total cost
15.902,88 €
Runtime
48 Months
÷
Leasing rate
296,31 €
(249,00 € netto)
Effective leasing rate
331,31 €
(278,41 € netto)
Bruttolistenpreis
28.262,00 €
Leasing factor
1.05
Effective leasing rate
1.17
VW Caddy V Cargo Maxi 1.5 TSI OPF EcoProfi Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 296.31 €, the VW Caddy V Cargo Maxi 1.5 TSI OPF EcoProfi is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to just 141 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (28262 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1680 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.4 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Voraussichtliche Fix + Betriebskosten über die Haltedauer
€
€
€
€
€
+
Voraussichtliche Nebenkosten
15.168,00 €
Actual cost / Km
Voraussichtliche Fix + Betriebskosten über die Haltedauer
15.168,00 €
Lease payments Total
3.555,72 €
+
Total cost
18.723,72 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,40 €
Cumulative total cost / Km
0,40 €
Price development leasing VW Caddy V Cargo Maxi 1.5 TSI OPF EcoProfi
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