VW Caddy V Cargo Maxi 2.0 TDI SCR EcoProfi 4MOTION - Costs
Monthly costs for VW Caddy V Cargo Maxi 2.0 TDI SCR EcoProfi 4MOTION
Insurance costs for the VW Caddy V Cargo Maxi 2.0 TDI SCR EcoProfi 4MOTION are quite reasonable at around 81 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 22 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The low depreciation of 394 € / month (for use over 5 years) for the VW Caddy V Cargo Maxi 2.0 TDI SCR EcoProfi 4MOTION is not a factor in mileage leasing, but is an advantage in residual value leasing. On average, the VW Caddy V Cargo Maxi 2.0 TDI SCR EcoProfi 4MOTION trades for 34183 €, the offered vehicle has a gross list price of 39831 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
VW Caddy V Cargo Maxi 2.0 TDI SCR EcoProfi 4MOTION Total cost & lease factor
Calculation basis
The lease payment is 332.01 € per month for a term of 60 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW Caddy? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this VW Caddy results in an effective leasing factor of 0.83, therefore it is a good value leasing vehicle and a good leasing deal.
Fixed costs
Leasing rates / 60 months
19.920,60 €
Transfer / Approval
0,00 €
+
Total cost
19.920,60 €
Leasing factor
Total cost
19.920,60 €
Runtime
60 Months
÷
Leasing rate
332,01 €
(279,00 € netto)
Effective leasing rate
332,01 €
(279,00 € netto)
Bruttolistenpreis
39.831,00 €
Leasing factor
0.83
Effective leasing rate
0.83
VW Caddy V Cargo Maxi 2.0 TDI SCR EcoProfi 4MOTION Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 332.01 €, the VW Caddy V Cargo Maxi 2.0 TDI SCR EcoProfi 4MOTION is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 60 months at the most favorable lease price . The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to just 108 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 81 € per month, which is quite a low amount but of course mainly due to the low gross list price (39831 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Considering the good effective leasing factor of 0.83, even the rather high cost per kilometer (0.4 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 60 months).
Voraussichtliche Fix + Betriebskosten über die Haltedauer
€
€
€
€
€
+
Voraussichtliche Nebenkosten
15.900,00 €
Actual cost / Km
Voraussichtliche Fix + Betriebskosten über die Haltedauer
15.900,00 €
Lease payments Total
3.984,12 €
+
Total cost
19.884,12 €
Total kilometers
49.980,00
÷
Cost / Km (only leasing)
0,40 €
Cumulative total cost / Km
0,40 €
Price development leasing VW Caddy V Cargo Maxi 2.0 TDI SCR EcoProfi 4MOTION
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