VW Caddy V Cargo Maxi 1.5 TSI OPF DSG - Costs

Monthly costs for VW Caddy V Cargo Maxi 1.5 TSI OPF DSG

VW Caddy V Cargo Maxi 1.5 TSI OPF DSG

Find out the monthly maintenance cost for one VW Caddy V Cargo Maxi 1.5 TSI OPF DSG with tax, running costs, insurance and workshop costs. If you are interested in leasing a VW Caddy V Cargo Maxi 1.5 TSI OPF DSG, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €.

With a lease term of 60 months and a monthly lease payment of 234 € with 10000 km mileage per year, there are fixed leasing costs of 15180 €. Insurance costs for the VW Caddy V Cargo Maxi 1.5 TSI OPF DSG are quite reasonable at around 73 € per month, especially for drivers with a high no-claims class.

The monthly tax is only 14 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The low depreciation of 412 € / month (for use over 5 years) for the VW Caddy V Cargo Maxi 1.5 TSI OPF DSG is not a factor in mileage leasing, but is an advantage in residual value leasing. On average, the VW Caddy V Cargo Maxi 1.5 TSI OPF DSG trades for 36778 €, the offered vehicle has a gross list price of 32296 €.

VW Caddy V Cargo Maxi 1.5 TSI OPF DSG Total cost & lease factor

Calculation basis

The lease payment is 234 € per month for a term of 60 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW Caddy? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1140 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 15180 €) by the number of months (for this offer: 60 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 32296 €, you get the leasing factor. With this VW Caddy results in an effective leasing factor of 0.78, therefore it is a good value leasing vehicle and a good leasing deal.

Fixed costs

Leasing rates / 60 months

14.040,00 €

Transfer / Approval

1.140,00 €

+

Total cost

15.180,00 €

Leasing factor

Total cost

15.180,00 €

Runtime

60 Months

÷

Leasing rate

234,00 €
(196,64 € netto)

Effective leasing rate

253,00 €
(212,61 € netto)

Bruttolistenpreis

32.296,00 €


Leasing factor

0.72

Effective leasing rate

0.78

VW Caddy V Cargo Maxi 1.5 TSI OPF DSG Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 234 €, the VW Caddy V Cargo Maxi 1.5 TSI OPF DSG is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 60 months at the most favorable lease price . The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to just 150 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (32296 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1140 €. The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.3 € and the effective leasing factor of 0.78.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 60 months).

Voraussichtliche Fix + Betriebskosten über die Haltedauer
+

Voraussichtliche Nebenkosten

18.900,00 €

Actual cost / Km

Voraussichtliche Fix + Betriebskosten über die Haltedauer

18.900,00 €

Lease payments Total

2.808,00 €

+

Total cost

21.708,00 €

Total kilometers

50.000,00

÷

Cost / Km (only leasing)

0,30 €

Cumulative total cost / Km

0,30 €

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