
The lease payment is 355.81 € per month for a term of 60 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW Caddy? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 3000 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 24348.6 €) by the number of months (for this offer: 60 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 34931 €, you get the leasing factor. This VW Caddy gives an effective leasing factor of 1.16, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Leasing rates / 60 months
21.348,60 €
Transfer / Approval
3.000,00 €
Total cost
24.348,60 €
Total cost
24.348,60 €
Runtime
60 Months
Leasing rate
355,81 €
(299,00 € netto)
Effective leasing rate
405,81 €
(341,02 € netto)
Bruttolistenpreis
34.931,00 €
Leasing factor
1.02
Effective leasing rate
1.16
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 355.81 €, the VW Caddy V Cargo Maxi 2.0 TDI SCR EcoProfi 4MOTION is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 60 months at the most favorable lease price . The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue),. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 3000 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.49 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 60 months).
Costs p.a. (excl. leasing)
3.000,00 €
Fixed operating costs
3.000,00 €
Lease payments Total
21.348,60 €
Total cost
24.348,60 €
Total kilometers
49.980,00
Cost / Km (only leasing)
0,49 €
Cumulative total cost / Km
0,49 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,41 €
Leasing factor
1.06
from337,89 €
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