The insurance costs for the VW Caddy V California Maxi 2.0 TDI SCR DSG
are on average high with approx. 88 € per month. The new CO2 pricing results in an increased monthly tax of 24 €. The average depreciation of the VW Caddy V California Maxi 2.0 TDI SCR DSG over a useful life of 5 years is 443 € per month. On average, the VW Caddy V California Maxi 2.0 TDI SCR DSG trades for 42995 €, the offered vehicle has a gross list price of 41591 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
With a lease rate of 524 € per month for a term of 60 months, the VW Caddy offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This VW Caddy results in an effective leasing factor of 1.26, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
Leasing rates / 60 months
31.440,00 €
Transfer / Approval
0,00 €
Total cost
31.440,00 €
Total cost
31.440,00 €
Runtime
60 Months
Leasing rate
524,00 €
(440,34 € netto)
Effective leasing rate
524,00 €
(440,34 € netto)
Bruttolistenpreis
41.591,00 €
Leasing factor
1.26
Effective leasing rate
1.26
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 524 €, the VW Caddy V California Maxi 2.0 TDI SCR DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 60 months at the most favorable lease price . For the VW Caddy the monthly vehicle tax is rather high at 24 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 108 € monthly, as the vehicle is very economical. Added to this are insurance costs of 88 € per month, which is basically a moderate cost considering the gross list price of 41591 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.63 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 60 months).
Costs p.a. (excl. leasing)
17.160,00 €
Fixed operating costs
17.160,00 €
Lease payments Total
31.440,00 €
Total cost
48.600,00 €
Total kilometers
49.980,00
Cost / Km (only leasing)
0,63 €
Cumulative total cost / Km
0,63 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,41 €
Leasing factor
1.06
from337,89 €