Volvo XC90 2.Generation D5 Polestar Performance R Design AWD Geartronic - Costs
Monthly costs for Volvo XC90 2.Generation D5 Polestar Performance R Design AWD Geartronic
Find out the monthly maintenance cost for one Volvo XC90 2.Generation D5 Polestar Performance R Design AWD Geartronic with tax, running costs, insurance and workshop costs. If you are interested in leasing a Volvo XC90 2.Generation D5 Polestar Performance R Design AWD Geartronic, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €. With a lease term of 48 months and a monthly lease payment of 419 € with 10000 km mileage per year, there are fixed leasing costs of 21102 €. The insurance costs for the Volvo XC90 2.Generation D5 Polestar Performance R Design AWD Geartronic are extremely high at around 167 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft). The new CO2 pricing results in an increased monthly tax of 25 €. On average, the Volvo XC90 2.Generation D5 Polestar Performance R Design AWD Geartronic trades for 66499 €, the offered vehicle has a gross list price of 63100 €.
Volvo XC90 2.Generation D5 Polestar Performance R Design AWD Geartronic Total cost & lease factor
Calculation basis
With a lease rate of 419 € per month for a term of 48 months, the Volvo XC90 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 990 €. Dividing the total costs (leasing costs + fixed costs = 21102 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 63100 €, you get the leasing factor. With this Volvo XC90 results in an effective leasing factor of 0.86, therefore it is a good value leasing vehicle and a good leasing deal.
Fixed costs
Leasing rates / 48 months
20.112,00 €
Transfer / Approval
990,00 €
+
Total cost
21.102,00 €
Leasing factor
Total cost
21.102,00 €
Runtime
48 Months
÷
Leasing rate
419,00 €
(352,10 € netto)
Effective leasing rate
439,63 €
(369,44 € netto)
Bruttolistenpreis
63.100,00 €
Leasing factor
0.82
Effective leasing rate
0.86
Volvo XC90 2.Generation D5 Polestar Performance R Design AWD Geartronic Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 419 €, the Volvo XC90 2.Generation D5 Polestar Performance R Design AWD Geartronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the Volvo XC90 the monthly vehicle tax is rather high at 25 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 109 € monthly, as the vehicle is very economical. Added to this are insurance costs of 167 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 63100 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 990 € (one-time). The final assessment of this offer: Considering the good effective leasing factor of 0.86, even the rather high cost per kilometer (0.53 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
23.406,00 €
Actual cost / Km
Fixed operating costs
23.406,00 €
Lease payments Total
20.112,00 €
+
Total cost
43.518,00 €
Total kilometers
40.000,00
÷
Cost / Km (only leasing)
0,53 €
Cumulative total cost / Km
0,53 €
Price development leasing Volvo XC90 2.Generation D5 Polestar Performance R Design AWD Geartronic
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