Volvo XC90 2.Generation D5 Polestar Performance Kinetic AWD Geartronic - Costs

Monthly costs for Volvo XC90 2.Generation D5 Polestar Performance Kinetic AWD Geartronic

Volvo XC90 2.Generation  D5 Polestar Performance Kinetic AWD Geartronic

Find out the monthly maintenance cost for the Volvo XC90 2.Generation D5 Polestar Performance Kinetic AWD Geartronic with tax, running costs, insurance and workshop costs. If you would like to lease a Volvo XC90 2.Generation D5 Polestar Performance Kinetic AWD Geartronic, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 1190 €.

With a lease term of 48 months and a monthly lease payment of 492 € with 10000 km mileage per year, there are fixed leasing costs of 24806 €. The insurance costs for the Volvo XC90 2.Generation D5 Polestar Performance Kinetic AWD Geartronic are extremely high at around 167 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft).

The new CO2 pricing results in an increased monthly tax of 25 €. On average, the Volvo XC90 2.Generation D5 Polestar Performance Kinetic AWD Geartronic trades for 55899 €, the offered vehicle has a gross list price of 60410 €.

Volvo XC90 2.Generation D5 Polestar Performance Kinetic AWD Geartronic Total cost & lease factor

Calculation basis

With a lease rate of 492 € per month for a term of 48 months, the Volvo XC90 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1190 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 24806 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 60410 €, you get the leasing factor. With this Volvo XC90 results in an effective leasing factor of 0.86, therefore it is a good value leasing vehicle and a good leasing deal.

Fixed costs

Leasing rates / 48 months

23.616,00 €

Transfer / Approval

1.190,00 €

+

Total cost

24.806,00 €

Leasing factor

Total cost

24.806,00 €

Runtime

48 Months

÷

Leasing rate

492,00 €
(413,45 € netto)

Effective leasing rate

516,79 €
(434,28 € netto)

Bruttolistenpreis

60.410,00 €


Leasing factor

0.81

Effective leasing rate

0.86

Volvo XC90 2.Generation D5 Polestar Performance Kinetic AWD Geartronic Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 492 €, the Volvo XC90 2.Generation D5 Polestar Performance Kinetic AWD Geartronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the Volvo XC90 the monthly vehicle tax is rather high at 25 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 107 € monthly, as the vehicle is very economical. Added to this are insurance costs of 167 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 60410 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1190 €. The final assessment of this offer: Considering the good effective leasing factor of 0.86, even the rather high cost per kilometer (0.62 €) no longer seems problematic - this offer is a good deal!.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

22.262,00 €

Actual cost / Km

Fixed operating costs

22.262,00 €

Lease payments Total

23.616,00 €

+

Total cost

45.878,00 €

Total kilometers

40.000,00

÷

Cost / Km (only leasing)

0,62 €

Cumulative total cost / Km

0,62 €

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