Volvo XC40 1.Generation T3 Momentum Core Geartronic - Costs

Monthly costs for Volvo XC40 1.Generation T3 Momentum Core Geartronic

Volvo XC40 1.Generation  T3 Momentum Core Geartronic

Find out the projected monthly maintenance cost for one Volvo XC40 1.Generation T3 Momentum Core Geartronic with tax, running costs, insurance and workshop costs. If you are interested in leasing a Volvo XC40 1.Generation T3 Momentum Core Geartronic, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €.

With a lease term of 42 months and a monthly lease payment of 260.61 € with 10000 km mileage per year, there are fixed leasing costs of 11935.62 €. The insurance costs for the Volvo XC40 1.Generation T3 Momentum Core Geartronic are on average high with approx. 88 € per month.

The monthly tax is only 15 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Volvo XC40 1.Generation T3 Momentum Core Geartronic over a useful life of 5 years is 427 € per month. On average, the Volvo XC40 1.Generation T3 Momentum Core Geartronic trades for 38420 €, the offered vehicle has a gross list price of 37850 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

Volvo XC40 1.Generation T3 Momentum Core Geartronic Total cost & lease factor

Calculation basis

The lease payment is 260.61 € per month for a term of 42 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Volvo XC40? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 990 €. Dividing the total costs (leasing costs + fixed costs = 11935.62 €) by the number of months (for this offer: 42 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 37850 €, you get the leasing factor. With this Volvo XC40 results in an effective leasing factor of 0.75, therefore it is a good value leasing vehicle and a good leasing deal.

Fixed costs

Leasing rates / 42 months

10.945,62 €

Transfer / Approval

990,00 €

+

Total cost

11.935,62 €

Leasing factor

Total cost

11.935,62 €

Runtime

42 Months

÷

Leasing rate

260,61 €
(219,00 € netto)

Effective leasing rate

284,18 €
(238,81 € netto)

Bruttolistenpreis

37.850,00 €


Leasing factor

0.69

Effective leasing rate

0.75

Volvo XC40 1.Generation T3 Momentum Core Geartronic Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 260.61 €, the Volvo XC40 1.Generation T3 Momentum Core Geartronic is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 42 months at the most favorable lease price . For the Volvo XC40 the monthly vehicle tax averages out at 15 €. In the case of the Volvo XC40, the monthly vehicle tax is quite favorable at 15 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to at least 145 € per month, since the vehicle of course also wants to be moved in accordance with its status. Added to this are insurance costs of 88 € per month, which is basically a moderate cost considering the gross list price of 37850 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 990 € (one-time). The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.34 € and the effective leasing factor of 0.75.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 42 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

14.808,00 €

Actual cost / Km

Fixed operating costs

14.808,00 €

Lease payments Total

10.945,62 €

+

Total cost

25.753,62 €

Total kilometers

35.000,00

÷

Cost / Km (only leasing)

0,34 €

Cumulative total cost / Km

0,34 €

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