Volvo XC40 1.Generation T2 Momentum Core - Costs

Monthly costs for Volvo XC40 1.Generation T2 Momentum Core

Volvo XC40 1.Generation  T2 Momentum Core

Find out the projected monthly maintenance cost for one Volvo XC40 1.Generation T2 Momentum Core with tax, running costs, insurance and workshop costs. If you are planning to lease a Volvo XC40 1.Generation T2 Momentum Core, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 840.34 €.

With a lease term of 36 months and a monthly lease payment of 212.56 € with 10000 km mileage per year, there are fixed leasing costs of 8492.5 €. The insurance costs for the Volvo XC40 1.Generation T2 Momentum Core are on average high with approx. 88 € per month.

The monthly tax is only 13 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Volvo XC40 1.Generation T2 Momentum Core over a useful life of 5 years is 384 € per month. On average, the Volvo XC40 1.Generation T2 Momentum Core trades for 34020 €, the offered vehicle has a gross list price of 35240 €.

Volvo XC40 1.Generation T2 Momentum Core Total cost & lease factor

Calculation basis

The lease payment is 212.56 € per month for a term of 36 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Volvo XC40? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 840.34 €. Dividing the total costs (leasing costs + fixed costs = 8492.5 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 35240 €, you get the leasing factor. With this Volvo XC40 results in an effective leasing factor of 0.67, therefore it is a good value leasing vehicle and a good leasing deal.

Fixed costs

Leasing rates / 36 months

7.652,16 €

Transfer / Approval

840,34 €

+

Total cost

8.492,50 €

Leasing factor

Total cost

8.492,50 €

Runtime

36 Months

÷

Leasing rate

212,56 €
(178,62 € netto)

Effective leasing rate

235,90 €
(198,24 € netto)

Bruttolistenpreis

35.240,00 €


Leasing factor

0.6

Effective leasing rate

0.67

Volvo XC40 1.Generation T2 Momentum Core Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 212.56 €, the Volvo XC40 1.Generation T2 Momentum Core is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . In the case of the Volvo XC40, the monthly vehicle tax is quite favorable at 13 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 138 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 88 € per month, which is basically a moderate cost considering the gross list price of 35240 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 840.34 € (one-time). The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.28 € and the effective leasing factor of 0.67.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

12.324,34 €

Actual cost / Km

Fixed operating costs

12.324,34 €

Lease payments Total

7.652,16 €

+

Total cost

19.976,50 €

Total kilometers

30.000,00

÷

Cost / Km (only leasing)

0,28 €

Cumulative total cost / Km

0,28 €

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