Volvo XC40 1.Generation D4 Polestar Performance Momentum Pro AWD Geartronic - Costs
Monthly costs for Volvo XC40 1.Generation D4 Polestar Performance Momentum Pro AWD Geartronic
Find out the monthly maintenance cost for one Volvo XC40 1.Generation D4 Polestar Performance Momentum Pro AWD Geartronic with tax, running costs, insurance and workshop costs.
If you are planning to lease a Volvo XC40 1.Generation D4 Polestar Performance Momentum Pro AWD Geartronic, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 48 months and a monthly lease payment of 431
€ with 10000 km mileage per year, there are fixed leasing costs of 20688 €. The insurance costs for the Volvo XC40 1.Generation D4 Polestar Performance Momentum Pro AWD Geartronic
are on average high with approx. 88 € per month. The new CO2 pricing results in an increased monthly tax of 28 €. The average depreciation of the Volvo XC40 1.Generation D4 Polestar Performance Momentum Pro AWD Geartronic over a useful life of 5 years is 534 € per month. On average, the Volvo XC40 1.Generation D4 Polestar Performance Momentum Pro AWD Geartronic trades for 49779 €, the offered vehicle has a gross list price of 49600 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
Volvo XC40 1.Generation D4 Polestar Performance Momentum Pro AWD Geartronic Total cost & lease factor
Calculation basis
With a lease rate of 431 € per month for a term of 48 months, the Volvo XC40 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this Volvo XC40 results in an effective leasing factor of 0.87, therefore it is a good value leasing vehicle and a good leasing deal.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 48 months
20.688,00 €
Transfer / Approval
0,00 €
+
Total cost
20.688,00 €
Leasing factor
Total cost
20.688,00 €
Runtime
48 Months
÷
Leasing rate
431,00 €
(362,18 € netto)
Effective leasing rate
431,00 €
(362,18 € netto)
Kaufpreis
49.600,00 €
Leasing factor
0.87
Effective leasing rate
0.87
Volvo XC40 1.Generation D4 Polestar Performance Momentum Pro AWD Geartronic Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 431 €, the Volvo XC40 1.Generation D4 Polestar Performance Momentum Pro AWD Geartronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the Volvo XC40 the monthly vehicle tax is rather high at 28 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 126 € monthly. Added to this are insurance costs of 88 € per month, which is basically a moderate cost considering the gross list price of 49600 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Considering the good effective leasing factor of 0.87, even the rather high cost per kilometer (0.52 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
16.368,00 €
Actual cost / Km
Fixed operating costs
16.368,00 €
Lease payments Total
20.688,00 €
+
Total cost
37.056,00 €
Total kilometers
40.000,00
÷
Cost / Km (only leasing)
0,52 €
Cumulative total cost / Km
0,52 €
Price development leasing Volvo XC40 1.Generation D4 Polestar Performance Momentum Pro AWD Geartronic
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