Volvo XC40 1. Generation T5 Inscription Expression DKG - Costs

Monthly costs for Volvo XC40 1. Generation T5 Inscription Expression DKG

Volvo XC40 1. Generation  T5 Inscription Expression DKG

Find out the projected monthly maintenance cost for the Volvo XC40 1. Generation T5 Inscription Expression DKG with tax, running costs, insurance and workshop costs. If you are planning to lease a Volvo XC40 1. Generation T5 Inscription Expression DKG, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €.

With a lease term of 48 months and a monthly lease payment of 470.5 € with 10000 km mileage per year, there are fixed leasing costs of 23574 €. The insurance costs for the Volvo XC40 1. Generation T5 Inscription Expression DKG are on average high with approx. 88 € per month.

The monthly tax is only 3 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Volvo XC40 1. Generation T5 Inscription Expression DKG over a useful life of 5 years is 477 € per month. On average, the Volvo XC40 1. Generation T5 Inscription Expression DKG trades for 50850 €, the offered vehicle has a gross list price of 71970 €.

Volvo XC40 1. Generation T5 Inscription Expression DKG Total cost & lease factor

Calculation basis

With a lease rate of 470.5 € per month for a term of 48 months, the Volvo XC40 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 990 €. Dividing the total costs (leasing costs + fixed costs = 23574 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 71970 €, you get the leasing factor. With this Volvo XC40 results in an effective leasing factor of 0.68, therefore it is a good value leasing vehicle and a good leasing deal.

Fixed costs

Leasing rates / 48 months

22.584,00 €

Transfer / Approval

990,00 €

+

Total cost

23.574,00 €

Leasing factor

Total cost

23.574,00 €

Runtime

48 Months

÷

Leasing rate

470,50 €
(395,38 € netto)

Effective leasing rate

491,13 €
(412,71 € netto)

Bruttolistenpreis

71.970,00 €


Leasing factor

0.65

Effective leasing rate

0.68

Volvo XC40 1. Generation T5 Inscription Expression DKG Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 470.5 €, the Volvo XC40 1. Generation T5 Inscription Expression DKG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the Volvo XC40, the monthly vehicle tax is very low at 3 €. The cost of operating the vehicle, powered by a hybrid engine, i.e. the fuel and electricity costs. amount to 130 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 88 € per month, which is basically a moderate cost considering the gross list price of 71970 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 990 € (one-time). The final assessment of this offer: Considering the good effective leasing factor of 0.68, even the rather high cost per kilometer (0.59 €) no longer seems problematic - this offer is a good deal!.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).

Voraussichtliche Fix + Betriebskosten über die Haltedauer
+

Voraussichtliche Nebenkosten

4.794,00 €

Actual cost / Km

Voraussichtliche Fix + Betriebskosten über die Haltedauer

4.794,00 €

Lease payments Total

5.646,00 €

+

Total cost

10.440,00 €

Total kilometers

40.000,00

÷

Cost / Km (only leasing)

0,59 €

Cumulative total cost / Km

0,59 €

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