Volvo XC40 1. Generation T4 Geartronic - Costs
Monthly costs for Volvo XC40 1. Generation T4 Geartronic
Find out the projected monthly maintenance cost for one Volvo XC40 1. Generation T4 Geartronic with tax, running costs, insurance and workshop costs.
If you would like to lease a Volvo XC40 1. Generation T4 Geartronic, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 1500 €.
With a lease term of 24 months and a monthly lease payment of 260.61
€ with 5000 km mileage per year, there are fixed leasing costs of 7754.64 €. The insurance costs for the Volvo XC40 1. Generation T4 Geartronic are quite expensive at around 106 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 17 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the Volvo XC40 1. Generation T4 Geartronic trades for 36550 €, the offered vehicle has a gross list price of 51330 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
Volvo XC40 1. Generation T4 Geartronic Total cost & lease factor
Calculation basis
The lease payment is 260.61 € per month for a term of 24 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Volvo XC40? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1500 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 7754.64 €) by the number of months (for this offer: 24 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 51330 €, you get the leasing factor. With this Volvo XC40 results in an effective leasing factor of 0.63, therefore it is a good value leasing vehicle and a good leasing deal.
Fixed costs
Leasing rates / 24 months
6.254,64 €
Transfer / Approval
1.500,00 €
+
Total cost
7.754,64 €
Leasing factor
Total cost
7.754,64 €
Runtime
24 Months
÷
Leasing rate
260,61 €
(219,00 € netto)
Effective leasing rate
323,11 €
(271,52 € netto)
Bruttolistenpreis
51.330,00 €
Leasing factor
0.51
Effective leasing rate
0.63
Volvo XC40 1. Generation T4 Geartronic Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 260.61 €, the Volvo XC40 1. Generation T4 Geartronic is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . For the Volvo XC40 the monthly vehicle tax averages out at 17 €. In the case of the Volvo XC40, the monthly vehicle tax is quite favorable at 17 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to at least 146 € per month, since the vehicle of course also wants to be moved in accordance with its status. Added to this are insurance costs of 106 € per month, a reasonable lump sum considering the gross list price of 51330 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1500 €. The final assessment of this offer: Considering the good effective leasing factor of 0.63, even the rather high cost per kilometer (1.55 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (5000 km multiplied by the term 24 months).
Voraussichtliche Fix + Betriebskosten über die Haltedauer
€
€
€
€
€
+
Voraussichtliche Nebenkosten
10.524,00 €
Actual cost / Km
Voraussichtliche Fix + Betriebskosten über die Haltedauer
10.524,00 €
Lease payments Total
6.254,64 €
+
Total cost
16.778,64 €
Total kilometers
4.992,00
÷
Cost / Km (only leasing)
1,55 €
Cumulative total cost / Km
1,55 €
Price development leasing Volvo XC40 1. Generation T4 Geartronic
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