smart forfour 453 EQ - Costs
Monthly costs for smart forfour 453 EQ
Find out the projected monthly maintenance cost for the smart forfour 453 EQ with tax, running costs, insurance and workshop costs. If you are planning to lease a smart forfour 453 EQ, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 595 €. With a lease term of 36 months and a monthly lease payment of 94.01 € with 10000 km mileage per year, there are fixed leasing costs of 4109.36 €. Insurance costs for the smart forfour 453 EQ are quite reasonable at around 55 € per month, especially for drivers with a high no-claims class. The average depreciation of the smart forfour 453 EQ over a useful life of 5 years is 201 € per month. On average, the smart forfour 453 EQ trades for 24100 €, the offered vehicle has a gross list price of 20515 €.
smart forfour 453 EQ Total cost & lease factor
Calculation basis
With a lease rate of 94.01 € per month for a term of 36 months, the smart forfour offer is a very good deal. But is it a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 725 €. Dividing the total costs (leasing costs + fixed costs = 4109.36 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 20515 €, you get the leasing factor. This smart forfour results in an effective lease factor of 0.56, so it's a relatively inexpensive lease vehicle and a real lease deal.
Fixed costs
Leasing rates / 36 months
3.384,36 €
Transfer / Approval
725,00 €
+
Total cost
4.109,36 €
Leasing factor
Total cost
4.109,36 €
Runtime
36 Months
÷
Leasing rate
94,01 €
(79,00 € netto)
Effective leasing rate
114,15 €
(95,92 € netto)
Bruttolistenpreis
20.515,00 €
Leasing factor
0.46
Effective leasing rate
0.56
smart forfour 453 EQ Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The smart forfour 453 EQ is, after all, a very affordable car from the outset with a monthly leasing rate of 94.01 €. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . The cost of operating the vehicle, an electric car, so the cost of electricity, amount to just 101 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 55 € per month, which is quite a low amount but of course mainly due to the low gross list price (20515 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 725 € (one-time).
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months). The final assessment of this offer: The low cost per kilometer is 0.14 € which makes this offer a real leasing deal in relation to the very low effective leasing factor of 0.56.
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
7.853,00 €
Actual cost / Km
Fixed operating costs
7.853,00 €
Lease payments Total
3.384,36 €
+
Total cost
11.237,36 €
Total kilometers
30.000,00
÷
Cost / Km (only leasing)
0,14 €
Cumulative total cost / Km
0,14 €
Price development leasing smart forfour 453 EQ
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