smart forfour 453 EQ - Costs
Monthly costs for smart forfour 453 EQ
Find out the projected monthly maintenance cost for one smart forfour 453 EQ with tax, running costs, insurance and workshop costs. If you are planning to lease a smart forfour 453 EQ, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 550 €. With a lease term of 48 months and a monthly lease payment of 142.99 € with 10000 km mileage per year, there are fixed leasing costs of 7413.52 €. Insurance costs for the smart forfour 453 EQ are quite reasonable at around 55 € per month, especially for drivers with a high no-claims class. The average depreciation of the smart forfour 453 EQ over a useful life of 5 years is 201 € per month. On average, the smart forfour 453 EQ trades for 24100 €, the offered vehicle has a gross list price of 24505 €.
smart forfour 453 EQ Total cost & lease factor
Calculation basis
The leasing rate is 142.99 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this smart forfour a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 550 €. Dividing the total costs (leasing costs + fixed costs = 7413.52 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 24505 €, you get the leasing factor. With this smart forfour results in an effective leasing factor of 0.74, therefore it is a good value leasing vehicle and a good leasing deal.
Fixed costs
Leasing rates / 48 months
6.863,52 €
Transfer / Approval
550,00 €
+
Total cost
7.413,52 €
Leasing factor
Total cost
7.413,52 €
Runtime
48 Months
÷
Leasing rate
142,99 €
(120,16 € netto)
Effective leasing rate
154,45 €
(129,79 € netto)
Bruttolistenpreis
24.505,00 €
Leasing factor
0.68
Effective leasing rate
0.74
smart forfour 453 EQ Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The smart forfour 453 EQ , with a monthly leasing rate of 142.99 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . The cost of operating the vehicle, an electric car, so the cost of electricity, amount to just 101 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 55 € per month, which is quite a low amount but of course mainly due to the low gross list price (24505 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 550 € (one-time). The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.19 € and the effective leasing factor of 0.74.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
10.054,00 €
Actual cost / Km
Fixed operating costs
10.054,00 €
Lease payments Total
6.863,52 €
+
Total cost
16.917,52 €
Total kilometers
40.000,00
÷
Cost / Km (only leasing)
0,19 €
Cumulative total cost / Km
0,19 €
Price development leasing smart forfour 453 EQ
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