The insurance costs for the Skoda Scala 1.Generation 1.5 TSI Monte Carlo DSG
are on average high with approx. 73 € per month.
The monthly tax is only 9 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Skoda Scala 1.Generation 1.5 TSI Monte Carlo DSG over a useful life of 5 years is 355 € per month. On average, the Skoda Scala 1.Generation 1.5 TSI Monte Carlo DSG trades for 31990 €, the offered vehicle has a gross list price of 37880 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 280 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Skoda Scala? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 4201 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 17641 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 37880 €, you get the leasing factor. With this Skoda Scala results in an effective leasing factor of 0.97, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 48 months
13.440,00 €
Transfer / Approval
4.201,00 €
Total cost
17.641,00 €
Total cost
17.641,00 €
Runtime
48 Months
Leasing rate
280,00 €
(235,29 € netto)
Effective leasing rate
367,52 €
(308,84 € netto)
Bruttolistenpreis
37.880,00 €
Leasing factor
0.74
Effective leasing rate
0.97
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 280 €, the Skoda Scala 1.Generation 1.5 TSI Monte Carlo DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the Skoda Scala, the monthly vehicle tax is very low at 9 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 124 € monthly. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (37880 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 4201 €. The final assessment of this offer: rather high cost per kilometer (0.44 EUR) meets a rather high effective leasing factor of 0.97. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
16.729,00 €
Fixed operating costs
16.729,00 €
Lease payments Total
13.440,00 €
Total cost
30.169,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,44 €
Cumulative total cost / Km
0,44 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €