The insurance costs for the Skoda Octavia 4.Generation Scout 2.0 TDI SCR First Edition 4x4 DSG are quite expensive at around 106 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 25 €. The average depreciation of the Skoda Octavia 4.Generation Scout 2.0 TDI SCR First Edition 4x4 DSG over a useful life of 5 years is 472 € per month. On average, the Skoda Octavia 4.Generation Scout 2.0 TDI SCR First Edition 4x4 DSG trades for 43741 €, the offered vehicle has a gross list price of 44360 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
With a lease rate of 544 € per month for a term of 48 months, the Skoda Octavia offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This Skoda Octavia results in an effective leasing factor of 1.23, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
Leasing rates / 48 months
26.112,00 €
Transfer / Approval
0,00 €
Total cost
26.112,00 €
Total cost
26.112,00 €
Runtime
48 Months
Leasing rate
544,00 €
(457,14 € netto)
Effective leasing rate
544,00 €
(457,14 € netto)
Bruttolistenpreis
44.360,00 €
Leasing factor
1.23
Effective leasing rate
1.23
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 544 €, the Skoda Octavia 4.Generation Scout 2.0 TDI SCR First Edition 4x4 DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the Skoda Octavia the monthly vehicle tax is rather high at 25 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 115 € per month, because the vehicle simply does not need much energy either. Added to this are insurance costs of 106 € per month, a reasonable lump sum considering the gross list price of 44360 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.65 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
15.648,00 €
Fixed operating costs
15.648,00 €
Lease payments Total
26.112,00 €
Total cost
41.760,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,65 €
Cumulative total cost / Km
0,65 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,64 €
Leasing factor
1.07
from534,42 €