The insurance costs for the Skoda Octavia 4.Generation Combi 2.0 TDI SCR Ambition 4x4 DSG
are on average high with approx. 88 € per month. The new CO2 pricing results in an increased monthly tax of 23 €. The average depreciation of the Skoda Octavia 4.Generation Combi 2.0 TDI SCR Ambition 4x4 DSG over a useful life of 5 years is 449 € per month. On average, the Skoda Octavia 4.Generation Combi 2.0 TDI SCR Ambition 4x4 DSG trades for 40240 €, the offered vehicle has a gross list price of 35680 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 342 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Skoda Octavia? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this Skoda Octavia results in an effective leasing factor of 0.96, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 48 months
16.416,00 €
Transfer / Approval
0,00 €
Total cost
16.416,00 €
Total cost
16.416,00 €
Runtime
48 Months
Leasing rate
342,00 €
(287,39 € netto)
Effective leasing rate
342,00 €
(287,39 € netto)
Bruttolistenpreis
35.680,00 €
Leasing factor
0.96
Effective leasing rate
0.96
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 342 €, the Skoda Octavia 4.Generation Combi 2.0 TDI SCR Ambition 4x4 DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the Skoda Octavia the monthly vehicle tax is rather high at 23 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 105 € monthly, as the vehicle is very economical. Added to this are insurance costs of 88 € per month, which is basically a moderate cost considering the gross list price of 35680 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: rather high cost per kilometer (0.41 EUR) meets a rather high effective leasing factor of 0.96. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
13.536,00 €
Fixed operating costs
13.536,00 €
Lease payments Total
16.416,00 €
Total cost
29.952,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,41 €
Cumulative total cost / Km
0,41 €
∅ Cost / km
0,36 €
Leasing factor
0.99
from298,00 €
∅ Cost / km
0,36 €
Leasing factor
1.07
from298,33 €
∅ Cost / km
0,28 €
Leasing factor
1.04
from210,84 €