The insurance costs for the Skoda Octavia 4.Generation Combi 1.5 TSI e-TEC Ambition DSG
are on average high with approx. 81 € per month.
The monthly tax is only 7 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Skoda Octavia 4.Generation Combi 1.5 TSI e-TEC Ambition DSG over a useful life of 5 years is 391 € per month. On average, the Skoda Octavia 4.Generation Combi 1.5 TSI e-TEC Ambition DSG trades for 35840 €, the offered vehicle has a gross list price of 49793 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 315 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Skoda Octavia? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 3781 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 18901 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 49793 €, you get the leasing factor. With this Skoda Octavia results in an effective leasing factor of 0.96, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 48 months
15.120,00 €
Transfer / Approval
3.781,00 €
Total cost
18.901,00 €
Total cost
18.901,00 €
Runtime
48 Months
Leasing rate
315,00 €
(264,71 € netto)
Effective leasing rate
393,77 €
(330,90 € netto)
Kaufpreis
40.960,00 €
Leasing factor
0.77
Effective leasing rate
0.96
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 315 €, the Skoda Octavia 4.Generation Combi 1.5 TSI e-TEC Ambition DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the Skoda Octavia, the monthly vehicle tax is very low at 7 €. The cost of operating the vehicle, powered by a hybrid engine, i.e. the fuel and electricity costs. amount only 115 € per month, because the vehicle simply does not need much energy either. Added to this are insurance costs of 81 € per month, which is basically a moderate cost considering the gross list price of 49793 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 3781 €. The final assessment of this offer: rather high cost per kilometer (0.47 EUR) meets a rather high effective leasing factor of 0.96. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
16.453,00 €
Fixed operating costs
16.453,00 €
Lease payments Total
15.120,00 €
Total cost
31.573,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,47 €
Cumulative total cost / Km
0,47 €
∅ Cost / km
0,44 €
Leasing factor
1.16
from365,00 €
∅ Cost / km
0,44 €
Leasing factor
0.82
from347,00 €
∅ Cost / km
0,44 €
Leasing factor
0.82
from345,00 €