The insurance costs for the Skoda Karoq 1.Generation 2.0 TSI Sportline 4x4 DSG
are on average high with approx. 97 € per month.
The monthly tax is only 19 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Skoda Karoq 1.Generation 2.0 TSI Sportline 4x4 DSG over a useful life of 5 years is 463 € per month. On average, the Skoda Karoq 1.Generation 2.0 TSI Sportline 4x4 DSG trades for 41935 €, the offered vehicle has a gross list price of 44720 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
With a lease rate of 402.22 € per month for a term of 48 months, the Skoda Karoq offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor.
Leasing rates / 48 months
19.306,56 €
Transfer / Approval
0,00 €
Total cost
19.306,56 €
Total cost
19.306,56 €
Runtime
48 Months
Leasing rate
402,22 €
(338,00 € netto)
Effective leasing rate
402,22 €
(338,00 € netto)
Bruttolistenpreis
44.720,00 €
Leasing factor
0.9
Effective leasing rate
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 402.22 €, the Skoda Karoq 1.Generation 2.0 TSI Sportline 4x4 DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the Skoda Karoq the monthly vehicle tax averages out at 19 €. In the case of the Skoda Karoq, the monthly vehicle tax is quite favorable at 19 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), are according to the performance of the vehicle 167 € monthly. Added to this are insurance costs of 97 € per month, which is basically a moderate cost considering the gross list price of 44720 €. A plus point with this offer: There are no transfer / registration costs to one.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
17.040,00 €
Fixed operating costs
17.040,00 €
Lease payments Total
19.306,56 €
Total cost
36.346,56 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,48 €
Cumulative total cost / Km
0,48 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €