The insurance costs for the Skoda Karoq 1.Generation 2.0 TDI SCR Ambition DSG are on average high with approx. 81 € per month. The new CO2 pricing results in an increased monthly tax of 22 €. The average depreciation of the Skoda Karoq 1.Generation 2.0 TDI SCR Ambition DSG over a useful life of 5 years is 413 € per month. On average, the Skoda Karoq 1.Generation 2.0 TDI SCR Ambition DSG trades for 36360 €, the offered vehicle has a gross list price of 39310 €.
With a lease rate of 419 € per month for a term of 48 months, the Skoda Karoq offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This Skoda Karoq gives an effective leasing factor of 1.07, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Leasing rates / 48 months
20.112,00 €
Transfer / Approval
0,00 €
Total cost
20.112,00 €
Total cost
20.112,00 €
Runtime
48 Months
Leasing rate
419,00 €
(352,10 € netto)
Effective leasing rate
419,00 €
(352,10 € netto)
Bruttolistenpreis
39.310,00 €
Leasing factor
1.07
Effective leasing rate
1.07
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 419 €, the Skoda Karoq 1.Generation 2.0 TDI SCR Ambition DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the Skoda Karoq the monthly vehicle tax is rather high at 22 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 104 € monthly, as the vehicle is very economical. Added to this are insurance costs of 81 € per month, which is basically a moderate cost considering the gross list price of 39310 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.5 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
12.912,00 €
Fixed operating costs
12.912,00 €
Lease payments Total
20.112,00 €
Total cost
33.024,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,50 €
Cumulative total cost / Km
0,50 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,41 €
Leasing factor
1.06
from337,89 €