Skoda Karoq 1.Generation 1.5 TSI ACT Clever - Costs

Monthly costs for Skoda Karoq 1.Generation 1.5 TSI ACT Clever

Skoda Karoq 1.Generation  1.5 TSI ACT Clever

Find out the monthly maintenance cost for the Skoda Karoq 1.Generation 1.5 TSI ACT Clever with tax, running costs, insurance and workshop costs. If you would like to lease a Skoda Karoq 1.Generation 1.5 TSI ACT Clever, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.

With a lease term of 48 months and a monthly lease payment of 408 € with 10000 km mileage per year, there are fixed leasing costs of 19734 €. The insurance costs for the Skoda Karoq 1.Generation 1.5 TSI ACT Clever are on average high with approx. 73 € per month.

The monthly tax is only 11 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Skoda Karoq 1.Generation 1.5 TSI ACT Clever over a useful life of 5 years is 377 € per month. On average, the Skoda Karoq 1.Generation 1.5 TSI ACT Clever trades for 34520 €, the offered vehicle has a gross list price of 35790 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

Skoda Karoq 1.Generation 1.5 TSI ACT Clever Total cost & lease factor

Calculation basis

With a lease rate of 408 € per month for a term of 48 months, the Skoda Karoq offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 150 €. Dividing the total costs (leasing costs + fixed costs = 19734 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 35790 €, you get the leasing factor. This Skoda Karoq results in an effective leasing factor of 1.3, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.

However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.

Fixed costs

Leasing rates / 48 months

19.584,00 €

Transfer / Approval

150,00 €

+

Total cost

19.734,00 €

Leasing factor

Total cost

19.734,00 €

Runtime

48 Months

÷

Leasing rate

408,00 €
(342,86 € netto)

Effective leasing rate

411,13 €
(345,49 € netto)

Kaufpreis

31.695,00 €


Leasing factor

1.29

Effective leasing rate

1.3

Skoda Karoq 1.Generation 1.5 TSI ACT Clever Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 408 €, the Skoda Karoq 1.Generation 1.5 TSI ACT Clever is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the Skoda Karoq, the monthly vehicle tax is quite favorable at 11 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 129 € monthly. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (35790 €) and the vehicle size. A plus point with this offer: the transfer and registration costs are a slim 150 € ( one-time). The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.49 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

13.350,00 €

Actual cost / Km

Fixed operating costs

13.350,00 €

Lease payments Total

19.584,00 €

+

Total cost

32.934,00 €

Total kilometers

40.000,00

÷

Cost / Km (only leasing)

0,49 €

Cumulative total cost / Km

0,49 €

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