Skoda Karoq 1.Generation 1.5 TSI ACT Ambition - Costs
Monthly costs for Skoda Karoq 1.Generation 1.5 TSI ACT Ambition
The insurance costs for the Skoda Karoq 1.Generation 1.5 TSI ACT Ambition
are on average high with approx. 88 € per month.
The monthly tax is only 7 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the Skoda Karoq 1.Generation 1.5 TSI ACT Ambition trades for 26890 €, the offered vehicle has a gross list price of 35770 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
Skoda Karoq 1.Generation 1.5 TSI ACT Ambition Total cost & lease factor
Calculation basis
With a lease rate of 529 € per month for a term of 48 months, the Skoda Karoq offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This Skoda Karoq results in an effective leasing factor of 1.77, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 48 months
25.392,00 €
Transfer / Approval
0,00 €
+
Total cost
25.392,00 €
Leasing factor
Total cost
25.392,00 €
Runtime
48 Months
÷
Leasing rate
529,00 €
(444,54 € netto)
Effective leasing rate
529,00 €
(444,54 € netto)
Kaufpreis
29.960,00 €
Leasing factor
1.77
Effective leasing rate
1.77
Skoda Karoq 1.Generation 1.5 TSI ACT Ambition Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 529 €, the Skoda Karoq 1.Generation 1.5 TSI ACT Ambition is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the Skoda Karoq, the monthly vehicle tax is very low at 7 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 115 € per month, because the vehicle simply does not need much energy either. Added to this are insurance costs of 88 € per month, which is basically a moderate cost considering the gross list price of 35770 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.64 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
14.064,00 €
Actual cost / Km
Fixed operating costs
14.064,00 €
Lease payments Total
25.392,00 €
+
Total cost
39.456,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,64 €
Cumulative total cost / Km
0,64 €
Price development leasing Skoda Karoq 1.Generation 1.5 TSI ACT Ambition
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