Find out the projected monthly maintenance cost for the Skoda Kamiq 1.Generation 1.5 TSI ACT Style DSG with tax, running costs, insurance and workshop costs.
If you are interested in leasing a Skoda Kamiq 1.Generation 1.5 TSI ACT Style DSG, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €.
With a lease term of 60 months and a monthly lease payment of 285.06
€ with 10000 km mileage per year, there are fixed leasing costs of 18093.6 €. The insurance costs for the Skoda Kamiq 1.Generation 1.5 TSI ACT Style DSG
are on average high with approx. 73 € per month.
The monthly tax is only 10 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Skoda Kamiq 1.Generation 1.5 TSI ACT Style DSG over a useful life of 5 years is 318 € per month. On average, the Skoda Kamiq 1.Generation 1.5 TSI ACT Style DSG trades for 29434 €, the offered vehicle has a gross list price of 26988 €.
The lease payment is 285.06 € per month for a term of 60 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Skoda Kamiq? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 990 €. Dividing the total costs (leasing costs + fixed costs = 18093.6 €) by the number of months (for this offer: 60 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 26988 €, you get the leasing factor. This Skoda Kamiq gives an effective leasing factor of 1.12, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Leasing rates / 60 months
17.103,60 €
Transfer / Approval
990,00 €
Total cost
18.093,60 €
Total cost
18.093,60 €
Runtime
60 Months
Leasing rate
285,06 €
(239,55 € netto)
Effective leasing rate
301,56 €
(253,41 € netto)
Bruttolistenpreis
26.988,00 €
Leasing factor
1.06
Effective leasing rate
1.12
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 285.06 €, the Skoda Kamiq 1.Generation 1.5 TSI ACT Style DSG is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 60 months at the most favorable lease price . In the case of the Skoda Kamiq, the monthly vehicle tax is quite favorable at 10 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 129 € monthly. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (26988 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 990 € (one-time). The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.36 € in connection with the, however, poor effective leasing factor of 1.12 are strong indications that this is a less good offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 60 months).
Costs p.a. (excl. leasing)
17.370,00 €
Fixed operating costs
17.370,00 €
Lease payments Total
17.103,60 €
Total cost
34.473,60 €
Total kilometers
50.000,00
Cost / Km (only leasing)
0,36 €
Cumulative total cost / Km
0,36 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €