The insurance costs for the Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo
are on average high with approx. 73 € per month.
The monthly tax is only 9 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo over a useful life of 5 years is 319 € per month. On average, the Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo trades for 29720 €, the offered vehicle has a gross list price of 31950 €.
The lease payment is 335 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Skoda Kamiq? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this Skoda Kamiq results in an effective leasing factor of 1.05, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 48 months
16.080,00 €
Transfer / Approval
0,00 €
Total cost
16.080,00 €
Total cost
16.080,00 €
Runtime
48 Months
Leasing rate
335,00 €
(281,51 € netto)
Effective leasing rate
335,00 €
(281,51 € netto)
Bruttolistenpreis
31.950,00 €
Leasing factor
1.05
Effective leasing rate
1.05
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 335 €, the Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the Skoda Kamiq, the monthly vehicle tax is very low at 9 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 124 € monthly. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (31950 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.4 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
13.056,00 €
Fixed operating costs
13.056,00 €
Lease payments Total
16.080,00 €
Total cost
29.136,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,40 €
Cumulative total cost / Km
0,40 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €