Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo DSG - Costs
Monthly costs for Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo DSG
The insurance costs for the Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo DSG
are on average high with approx. 73 € per month.
The monthly tax is only 11 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo DSG over a useful life of 5 years is 335 € per month. On average, the Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo DSG trades for 31081 €, the offered vehicle has a gross list price of 33249 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo DSG Total cost & lease factor
Calculation basis
The lease payment is 385 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Skoda Kamiq? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This Skoda Kamiq results in an effective leasing factor of 1.31, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 48 months
18.480,00 €
Transfer / Approval
0,00 €
+
Total cost
18.480,00 €
Leasing factor
Total cost
18.480,00 €
Runtime
48 Months
÷
Leasing rate
385,00 €
(323,53 € netto)
Effective leasing rate
385,00 €
(323,53 € netto)
Kaufpreis
29.360,00 €
Leasing factor
1.31
Effective leasing rate
1.31
Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo DSG Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 385 €, the Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the Skoda Kamiq, the monthly vehicle tax is quite favorable at 11 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 134 € per month, since the vehicle naturally also wants to be moved in accordance with its status. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (33249 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.46 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
13.488,00 €
Actual cost / Km
Fixed operating costs
13.488,00 €
Lease payments Total
18.480,00 €
+
Total cost
31.968,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,46 €
Cumulative total cost / Km
0,46 €
Price development leasing Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo DSG
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