Find out the projected monthly maintenance cost for the Skoda Kamiq 1.Generation 1.5 TSI ACT Clever DSG with tax, running costs, insurance and workshop costs.
If you are planning to lease a Skoda Kamiq 1.Generation 1.5 TSI ACT Clever DSG, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 850 €.
With a lease term of 48 months and a monthly lease payment of 318.92
€ with 10000 km mileage per year, there are fixed leasing costs of 16308.16 €. The insurance costs for the Skoda Kamiq 1.Generation 1.5 TSI ACT Clever DSG
are on average high with approx. 73 € per month.
The monthly tax is only 9 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Skoda Kamiq 1.Generation 1.5 TSI ACT Clever DSG over a useful life of 5 years is 316 € per month. On average, the Skoda Kamiq 1.Generation 1.5 TSI ACT Clever DSG trades for 29350 €, the offered vehicle has a gross list price of 33999 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 318.92 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Skoda Kamiq? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1000 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 16308.16 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 33999 €, you get the leasing factor. With this Skoda Kamiq results in an effective leasing factor of 1, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 48 months
15.308,16 €
Transfer / Approval
1.000,00 €
Total cost
16.308,16 €
Total cost
16.308,16 €
Runtime
48 Months
Leasing rate
318,92 €
(268,00 € netto)
Effective leasing rate
339,75 €
(285,50 € netto)
Bruttolistenpreis
33.999,00 €
Leasing factor
0.94
Effective leasing rate
1
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 318.92 €, the Skoda Kamiq 1.Generation 1.5 TSI ACT Clever DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the Skoda Kamiq, the monthly vehicle tax is very low at 9 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 124 € monthly. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (33999 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1000 €. The final assessment of this offer: rather high cost per kilometer (0.41 EUR) meets a rather high effective leasing factor of 1. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
13.720,00 €
Fixed operating costs
13.720,00 €
Lease payments Total
15.308,16 €
Total cost
29.028,16 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,41 €
Cumulative total cost / Km
0,41 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €