Skoda Kamiq 1.Generation 1.5 TSI ACT Ambition DSG - Costs
Monthly costs for Skoda Kamiq 1.Generation 1.5 TSI ACT Ambition DSG
The insurance costs for the Skoda Kamiq 1.Generation 1.5 TSI ACT Ambition DSG
are on average high with approx. 73 € per month.
The monthly tax is only 10 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Skoda Kamiq 1.Generation 1.5 TSI ACT Ambition DSG over a useful life of 5 years is 307 € per month. On average, the Skoda Kamiq 1.Generation 1.5 TSI ACT Ambition DSG trades for 28098 €, the offered vehicle has a gross list price of 38770 €.
Skoda Kamiq 1.Generation 1.5 TSI ACT Ambition DSG Total cost & lease factor
Calculation basis
With a lease rate of 576 € per month for a term of 48 months, the Skoda Kamiq offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This Skoda Kamiq results in an effective leasing factor of 1.7, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 48 months
27.648,00 €
Transfer / Approval
0,00 €
+
Total cost
27.648,00 €
Leasing factor
Total cost
27.648,00 €
Runtime
48 Months
÷
Leasing rate
576,00 €
(484,03 € netto)
Effective leasing rate
576,00 €
(484,03 € netto)
Kaufpreis
33.890,00 €
Leasing factor
1.7
Effective leasing rate
1.7
Skoda Kamiq 1.Generation 1.5 TSI ACT Ambition DSG Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 576 €, the Skoda Kamiq 1.Generation 1.5 TSI ACT Ambition DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the Skoda Kamiq, the monthly vehicle tax is quite favorable at 10 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 129 € monthly. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (38770 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.69 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
13.008,00 €
Actual cost / Km
Fixed operating costs
13.008,00 €
Lease payments Total
27.648,00 €
+
Total cost
40.656,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,69 €
Cumulative total cost / Km
0,69 €
Price development leasing Skoda Kamiq 1.Generation 1.5 TSI ACT Ambition DSG
Cheaper offers of the same vehicle class
Toyota Corolla 1.2 T Team D *Technik Paket* SONDERAKTION
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
Skoda Octavia Combi 1.5 TSI 150 Style LED Nav SunS
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
