Skoda Kamiq 1.Generation 1.0 TSI Style DSG - Costs

Monthly costs for Skoda Kamiq 1.Generation 1.0 TSI Style DSG

Skoda Kamiq 1.Generation  1.0 TSI Style DSG

Find out the projected monthly maintenance cost for the Skoda Kamiq 1.Generation 1.0 TSI Style DSG with tax, running costs, insurance and workshop costs. If you would like to lease a Skoda Kamiq 1.Generation 1.0 TSI Style DSG, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €.

With a lease term of 24 months and a monthly lease payment of 134.47 € with 10000 km mileage per year, there are fixed leasing costs of 4472.28 €. Insurance costs for the Skoda Kamiq 1.Generation 1.0 TSI Style DSG are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.

The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Skoda Kamiq 1.Generation 1.0 TSI Style DSG over a useful life of 5 years is 303 € per month. On average, the Skoda Kamiq 1.Generation 1.0 TSI Style DSG trades for 27820 €, the offered vehicle has a gross list price of 25150 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

Skoda Kamiq 1.Generation 1.0 TSI Style DSG Total cost & lease factor

Calculation basis

The leasing rate is 134.47 € per month with a term of 24 months, so the offer is basically cheap to begin with. But is this Skoda Kamiq a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1245 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 4472.28 €) by the number of months (for this offer: 24 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 25150 €, you get the leasing factor. With this Skoda Kamiq results in an effective leasing factor of 0.74, therefore it is a good value leasing vehicle and a good leasing deal.

Fixed costs

Leasing rates / 24 months

3.227,28 €

Transfer / Approval

1.245,00 €

+

Total cost

4.472,28 €

Leasing factor

Total cost

4.472,28 €

Runtime

24 Months

÷

Leasing rate

134,47 €
(113,00 € netto)

Effective leasing rate

186,35 €
(156,60 € netto)

Bruttolistenpreis

25.150,00 €


Leasing factor

0.53

Effective leasing rate

0.74

Skoda Kamiq 1.Generation 1.0 TSI Style DSG Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The Skoda Kamiq 1.Generation 1.0 TSI Style DSG, with a monthly leasing rate of 134.47 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . With the Skoda Kamiq, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 124 € monthly. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (25150 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1245 €. The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.22 € and the effective leasing factor of 0.74.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 24 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

7.221,00 €

Actual cost / Km

Fixed operating costs

7.221,00 €

Lease payments Total

3.227,28 €

+

Total cost

10.448,28 €

Total kilometers

20.000,00

÷

Cost / Km (only leasing)

0,22 €

Cumulative total cost / Km

0,22 €

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