Find out the projected monthly maintenance cost for one Skoda Kamiq 1.Generation 1.0 TSI Style DSG with tax, running costs, insurance and workshop costs.
If you would like to lease a Skoda Kamiq 1.Generation 1.0 TSI Style DSG, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 890 €.
With a lease term of 24 months and a monthly lease payment of 260
€ with 10000 km mileage per year, there are fixed leasing costs of 7130 €. Insurance costs for the Skoda Kamiq 1.Generation 1.0 TSI Style DSG are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Skoda Kamiq 1.Generation 1.0 TSI Style DSG over a useful life of 5 years is 303 € per month. On average, the Skoda Kamiq 1.Generation 1.0 TSI Style DSG trades for 27820 €, the offered vehicle has a gross list price of 24850 €.
The lease payment is 260 € per month for a term of 24 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Skoda Kamiq? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 890 €. Dividing the total costs (leasing costs + fixed costs = 7130 €) by the number of months (for this offer: 24 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 24850 €, you get the leasing factor.
Leasing rates / 24 months
6.240,00 €
Transfer / Approval
890,00 €
Total cost
7.130,00 €
Total cost
7.130,00 €
Runtime
24 Months
Leasing rate
260,00 €
(218,49 € netto)
Effective leasing rate
297,08 €
(249,65 € netto)
Bruttolistenpreis
24.850,00 €
Leasing factor
1.05
Effective leasing rate
1.2
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 260 €, the Skoda Kamiq 1.Generation 1.0 TSI Style DSG is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . With the Skoda Kamiq, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 124 € monthly. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (24850 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 890 € (one-time). The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.36 € in connection with the, however, poor effective leasing factor of 1.2 are strong indications that this is a less good offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 24 months).
Costs p.a. (excl. leasing)
6.866,00 €
Fixed operating costs
6.866,00 €
Lease payments Total
6.240,00 €
Total cost
13.106,00 €
Total kilometers
20.000,00
Cost / Km (only leasing)
0,36 €
Cumulative total cost / Km
0,36 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €