Skoda Kamiq 1.Generation 1.0 TSI Drive 125 DSG - Costs
Monthly costs for Skoda Kamiq 1.Generation 1.0 TSI Drive 125 DSG
Insurance costs for the Skoda Kamiq 1.Generation 1.0 TSI Drive 125 DSG are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 4 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Skoda Kamiq 1.Generation 1.0 TSI Drive 125 DSG over a useful life of 5 years is 290 € per month. On average, the Skoda Kamiq 1.Generation 1.0 TSI Drive 125 DSG trades for 26483 €, the offered vehicle has a gross list price of 32940 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
Skoda Kamiq 1.Generation 1.0 TSI Drive 125 DSG Total cost & lease factor
Calculation basis
The lease payment is 334 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Skoda Kamiq? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this Skoda Kamiq results in an effective leasing factor of 1.01, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Fixed costs
Leasing rates / 48 months
16.032,00 €
Transfer / Approval
0,00 €
+
Total cost
16.032,00 €
Leasing factor
Total cost
16.032,00 €
Runtime
48 Months
÷
Leasing rate
334,00 €
(280,67 € netto)
Effective leasing rate
334,00 €
(280,67 € netto)
Bruttolistenpreis
32.940,00 €
Leasing factor
1.01
Effective leasing rate
1.01
Skoda Kamiq 1.Generation 1.0 TSI Drive 125 DSG Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 334 €, the Skoda Kamiq 1.Generation 1.0 TSI Drive 125 DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the Skoda Kamiq, the monthly vehicle tax is very low at 4 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 103 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (32940 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: rather high cost per kilometer (0.4 EUR) meets a rather high effective leasing factor of 1.01. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
10.800,00 €
Actual cost / Km
Fixed operating costs
10.800,00 €
Lease payments Total
16.032,00 €
+
Total cost
26.832,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,40 €
Cumulative total cost / Km
0,40 €
Price development leasing Skoda Kamiq 1.Generation 1.0 TSI Drive 125 DSG
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