Skoda Kamiq 1.Generation 1.0 TSI Clever DSG - Costs
Monthly costs for Skoda Kamiq 1.Generation 1.0 TSI Clever DSG
Insurance costs for the Skoda Kamiq 1.Generation 1.0 TSI Clever DSG are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Skoda Kamiq 1.Generation 1.0 TSI Clever DSG over a useful life of 5 years is 299 € per month. On average, the Skoda Kamiq 1.Generation 1.0 TSI Clever DSG trades for 27300 €, the offered vehicle has a gross list price of 32940 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
Skoda Kamiq 1.Generation 1.0 TSI Clever DSG Total cost & lease factor
Calculation basis
The lease payment is 299 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Skoda Kamiq? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 3966 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 18318 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 32940 €, you get the leasing factor. This Skoda Kamiq gives an effective leasing factor of 1.16, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Fixed costs
Leasing rates / 48 months
14.352,00 €
Transfer / Approval
3.966,00 €
+
Total cost
18.318,00 €
Leasing factor
Total cost
18.318,00 €
Runtime
48 Months
÷
Leasing rate
299,00 €
(251,26 € netto)
Effective leasing rate
381,63 €
(320,70 € netto)
Bruttolistenpreis
32.940,00 €
Leasing factor
0.91
Effective leasing rate
1.16
Skoda Kamiq 1.Generation 1.0 TSI Clever DSG Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 299 €, the Skoda Kamiq 1.Generation 1.0 TSI Clever DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the Skoda Kamiq, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 122 € monthly. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (32940 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 3966 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.46 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
15.822,00 €
Actual cost / Km
Fixed operating costs
15.822,00 €
Lease payments Total
14.352,00 €
+
Total cost
30.174,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,46 €
Cumulative total cost / Km
0,46 €
Price development leasing Skoda Kamiq 1.Generation 1.0 TSI Clever DSG
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