Skoda Kamiq 1.Generation 1.0 TSI Ambition DSG - Costs

Monthly costs for Skoda Kamiq 1.Generation 1.0 TSI Ambition DSG

Skoda Kamiq 1.Generation  1.0 TSI Ambition DSG

Find out the monthly maintenance cost for the Skoda Kamiq 1.Generation 1.0 TSI Ambition DSG with tax, running costs, insurance and workshop costs. If you are planning to lease a Skoda Kamiq 1.Generation 1.0 TSI Ambition DSG, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 899 €.

With a lease term of 48 months and a monthly lease payment of 169 € with 10000 km mileage per year, there are fixed leasing costs of 9200 €. Insurance costs for the Skoda Kamiq 1.Generation 1.0 TSI Ambition DSG are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.

The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Skoda Kamiq 1.Generation 1.0 TSI Ambition DSG over a useful life of 5 years is 290 € per month. On average, the Skoda Kamiq 1.Generation 1.0 TSI Ambition DSG trades for 26300 €, the offered vehicle has a gross list price of 25150 €.

Skoda Kamiq 1.Generation 1.0 TSI Ambition DSG Total cost & lease factor

Calculation basis

The leasing rate is 169 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this Skoda Kamiq a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1088 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 9200 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 25150 €, you get the leasing factor. With this Skoda Kamiq results in an effective leasing factor of 0.76, therefore it is a good value leasing vehicle and a good leasing deal.

Fixed costs

Leasing rates / 48 months

8.112,00 €

Transfer / Approval

1.088,00 €

+

Total cost

9.200,00 €

Leasing factor

Total cost

9.200,00 €

Runtime

48 Months

÷

Leasing rate

169,00 €
(142,02 € netto)

Effective leasing rate

191,67 €
(161,07 € netto)

Bruttolistenpreis

25.150,00 €


Leasing factor

0.67

Effective leasing rate

0.76

Skoda Kamiq 1.Generation 1.0 TSI Ambition DSG Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The Skoda Kamiq 1.Generation 1.0 TSI Ambition DSG, with a monthly leasing rate of 169 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the Skoda Kamiq, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 124 € monthly. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (25150 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1088 €. The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.23 € and the effective leasing factor of 0.76.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

12.992,00 €

Actual cost / Km

Fixed operating costs

12.992,00 €

Lease payments Total

8.112,00 €

+

Total cost

21.104,00 €

Total kilometers

40.000,00

÷

Cost / Km (only leasing)

0,23 €

Cumulative total cost / Km

0,23 €

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