Skoda Fabia 3.Generation Combi 1.0 TSI Monte Carlo DSG - Costs

Monthly costs for Skoda Fabia 3.Generation Combi 1.0 TSI Monte Carlo DSG

Skoda Fabia 3.Generation  Combi 1.0 TSI Monte Carlo DSG

Insurance costs for the Skoda Fabia 3.Generation Combi 1.0 TSI Monte Carlo DSG are quite reasonable at around 55 € per month, especially for drivers with a high no-claims class.

The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Skoda Fabia 3.Generation Combi 1.0 TSI Monte Carlo DSG over a useful life of 5 years is 282 € per month. On average, the Skoda Fabia 3.Generation Combi 1.0 TSI Monte Carlo DSG trades for 24320 €, the offered vehicle has a gross list price of 22869 €.

Skoda Fabia 3.Generation Combi 1.0 TSI Monte Carlo DSG Total cost & lease factor

Calculation basis

The lease payment is 286 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Skoda Fabia? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This Skoda Fabia results in an effective leasing factor of 1.25, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.

Fixed costs

Leasing rates / 48 months

13.728,00 €

Transfer / Approval

0,00 €

+

Total cost

13.728,00 €

Leasing factor

Total cost

13.728,00 €

Runtime

48 Months

÷

Leasing rate

286,00 €
(240,34 € netto)

Effective leasing rate

286,00 €
(240,34 € netto)

Bruttolistenpreis

22.869,00 €


Leasing factor

1.25

Effective leasing rate

1.25

Skoda Fabia 3.Generation Combi 1.0 TSI Monte Carlo DSG Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 286 €, the Skoda Fabia 3.Generation Combi 1.0 TSI Monte Carlo DSG is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the Skoda Fabia, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 124 € monthly. In addition, there are insurance costs of 55 € per month, which is quite a low amount but of course mainly due to the low gross list price (22869 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.34 € in connection with the, however, poor effective leasing factor of 1.25 are strong indications that this is a less good offer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

11.568,00 €

Actual cost / Km

Fixed operating costs

11.568,00 €

Lease payments Total

13.728,00 €

+

Total cost

25.296,00 €

Total kilometers

39.984,00

÷

Cost / Km (only leasing)

0,34 €

Cumulative total cost / Km

0,34 €

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