Insurance costs for the Skoda Fabia 3.Generation Combi 1.0 TSI Best of Clever are quite reasonable at around 55 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 6 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Skoda Fabia 3.Generation Combi 1.0 TSI Best of Clever over a useful life of 5 years is 248 € per month. On average, the Skoda Fabia 3.Generation Combi 1.0 TSI Best of Clever trades for 21640 €, the offered vehicle has a gross list price of 23655 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 206 € per month for a term of 60 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Skoda Fabia? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This Skoda Fabia results in an effective leasing factor of 1.54, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 60 months
12.360,00 €
Transfer / Approval
0,00 €
Total cost
12.360,00 €
Total cost
12.360,00 €
Runtime
60 Months
Leasing rate
206,00 €
(173,11 € netto)
Effective leasing rate
206,00 €
(173,11 € netto)
Kaufpreis
13.403,36 €
Leasing factor
1.54
Effective leasing rate
1.54
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 206 €, the Skoda Fabia 3.Generation Combi 1.0 TSI Best of Clever is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 60 months at the most favorable lease price . With the Skoda Fabia, the monthly vehicle tax is very low at 6 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 115 € per month, because the vehicle simply does not need much energy either. In addition, there are insurance costs of 55 € per month, which is quite a low amount but of course mainly due to the low gross list price (23655 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.25 € in connection with the, however, poor effective leasing factor of 1.54 are strong indications that this is a less good offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 60 months).
Costs p.a. (excl. leasing)
13.860,00 €
Fixed operating costs
13.860,00 €
Lease payments Total
12.360,00 €
Total cost
26.220,00 €
Total kilometers
49.980,00
Cost / Km (only leasing)
0,25 €
Cumulative total cost / Km
0,25 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €
∅ Cost / km
0,19 €
Leasing factor
0.78
from129,00 €
∅ Cost / km
0,22 €
Leasing factor
0.88
from159,00 €