Insurance costs for the Skoda Fabia 3.Generation Combi 1.0 MPI Clever are quite reasonable at around 55 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 7 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Skoda Fabia 3.Generation Combi 1.0 MPI Clever over a useful life of 5 years is 211 € per month. On average, the Skoda Fabia 3.Generation Combi 1.0 MPI Clever trades for 18050 €, the offered vehicle has a gross list price of 18900 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The leasing rate is 141.61 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this Skoda Fabia a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this Skoda Fabia results in an effective leasing factor of 0.75, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 48 months
6.797,28 €
Transfer / Approval
0,00 €
Total cost
6.797,28 €
Total cost
6.797,28 €
Runtime
48 Months
Leasing rate
141,61 €
(119,00 € netto)
Effective leasing rate
141,61 €
(119,00 € netto)
Bruttolistenpreis
18.900,00 €
Leasing factor
0.75
Effective leasing rate
0.75
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The Skoda Fabia 3.Generation Combi 1.0 MPI Clever, with a monthly leasing rate of 141.61 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the Skoda Fabia, the monthly vehicle tax is very low at 7 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 120 € monthly. In addition, there are insurance costs of 55 € per month, which is quite a low amount but of course mainly due to the low gross list price (18900 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.17 € and the effective leasing factor of 0.75.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
11.232,00 €
Fixed operating costs
11.232,00 €
Lease payments Total
6.797,28 €
Total cost
18.029,28 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,17 €
Cumulative total cost / Km
0,17 €
∅ Cost / km
0,16 €
Leasing factor
0.88
from113,78 €
∅ Cost / km
0,15 €
Leasing factor
0.9
from113,00 €