Insurance costs for the Skoda Fabia 3. Generation Combi 1.0 TSI Best of Clever DSG are quite reasonable at around 55 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Skoda Fabia 3. Generation Combi 1.0 TSI Best of Clever DSG over a useful life of 5 years is 264 € per month. On average, the Skoda Fabia 3. Generation Combi 1.0 TSI Best of Clever DSG trades for 23040 €, the offered vehicle has a gross list price of 26350 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 277 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Skoda Fabia? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1250 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 14546 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 26350 €, you get the leasing factor. This Skoda Fabia gives an effective leasing factor of 1.15, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Leasing rates / 48 months
13.296,00 €
Transfer / Approval
1.250,00 €
Total cost
14.546,00 €
Total cost
14.546,00 €
Runtime
48 Months
Leasing rate
277,00 €
(232,77 € netto)
Effective leasing rate
303,04 €
(254,66 € netto)
Bruttolistenpreis
26.350,00 €
Leasing factor
1.05
Effective leasing rate
1.15
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 277 €, the Skoda Fabia 3. Generation Combi 1.0 TSI Best of Clever DSG is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the Skoda Fabia, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 122 € monthly. In addition, there are insurance costs of 55 € per month, which is quite a low amount but of course mainly due to the low gross list price (26350 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1250 €. The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.36 € in connection with the, however, poor effective leasing factor of 1.15 are strong indications that this is a less good offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
12.722,00 €
Fixed operating costs
12.722,00 €
Lease payments Total
13.296,00 €
Total cost
26.018,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,36 €
Cumulative total cost / Km
0,36 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €