The insurance costs for the Skoda Enyaq iV 1.Generation 50
are on average high with approx. 97 € per month. The average depreciation of the Skoda Enyaq iV 1.Generation 50 over a useful life of 5 years is 343 € per month. On average, the Skoda Enyaq iV 1.Generation 50 trades for 39660 €, the offered vehicle has a gross list price of 38825 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 299 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Skoda Enyaq iV? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 3781 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 18133 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 38825 €, you get the leasing factor. With this Skoda Enyaq iV results in an effective leasing factor of 0.97, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 48 months
14.352,00 €
Transfer / Approval
3.781,00 €
Total cost
18.133,00 €
Total cost
18.133,00 €
Runtime
48 Months
Leasing rate
299,00 €
(251,26 € netto)
Effective leasing rate
377,77 €
(317,45 € netto)
Bruttolistenpreis
38.825,00 €
Leasing factor
0.77
Effective leasing rate
0.97
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 299 €, the Skoda Enyaq iV 1.Generation 50 is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . The cost of operating the vehicle, an electric car, so the cost of electricity, amount to just 92 € monthly, as the vehicle is very economical. Added to this are insurance costs of 97 € per month, which is basically a moderate cost considering the gross list price of 38825 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 3781 €. The final assessment of this offer: rather high cost per kilometer (0.45 EUR) meets a rather high effective leasing factor of 0.97. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
15.781,00 €
Fixed operating costs
15.781,00 €
Lease payments Total
14.352,00 €
Total cost
30.133,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,45 €
Cumulative total cost / Km
0,45 €
∅ Cost / km
0,30 €
Leasing factor
1.04
from249,00 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from209,90 €
∅ Cost / km
0,22 €
Leasing factor
0.51
from149,00 €