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The insurance costs for the SEAT Tarraco KN 2.0 TSI FR 4Drive DSG are on average high with approx. 97 € per month. The new CO2 pricing results in an increased monthly tax of 21 €. The average depreciation of the SEAT Tarraco KN 2.0 TSI FR 4Drive DSG over a useful life of 5 years is 474 € per month. On average, the SEAT Tarraco KN 2.0 TSI FR 4Drive DSG trades for 44447 €, the offered vehicle has a gross list price of 52300 €.
With a lease rate of 534.31 € per month for a term of 48 months, the SEAT Tarraco offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this SEAT Tarraco results in an effective leasing factor of 1.02, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 48 months
25.646,88 €
Transfer / Approval
0,00 €
Total cost
25.646,88 €
Total cost
25.646,88 €
Runtime
48 Months
Leasing rate
534,31 €
(449,00 € netto)
Effective leasing rate
534,31 €
(449,00 € netto)
Bruttolistenpreis
52.300,00 €
Leasing factor
1.02
Effective leasing rate
1.02
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 534.31 €, the SEAT Tarraco KN 2.0 TSI FR 4Drive DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the SEAT Tarraco the monthly vehicle tax is rather high at 21 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are according to the performance of the vehicle 173 € monthly. Added to this are insurance costs of 97 € per month, which is basically a moderate cost considering the gross list price of 52300 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: rather high cost per kilometer (0.64 EUR) meets a rather high effective leasing factor of 1.02. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
18.432,00 €
Fixed operating costs
18.432,00 €
Lease payments Total
25.646,88 €
Total cost
44.078,88 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,64 €
Cumulative total cost / Km
0,64 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €