Find out the projected monthly maintenance cost for one SEAT Tarraco KN 2.0 TDI Xcellence 4Drive DSG with tax, running costs, insurance and workshop costs. If you would like to lease a SEAT Tarraco KN 2.0 TDI Xcellence 4Drive DSG, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €. With a lease term of 48 months and a monthly lease payment of 317 € with 10000 km mileage per year, there are fixed leasing costs of 16206 €. The insurance costs for the SEAT Tarraco KN 2.0 TDI Xcellence 4Drive DSG are quite expensive at around 117 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 31 €. On average, the SEAT Tarraco KN 2.0 TDI Xcellence 4Drive DSG trades for 41950 €, the offered vehicle has a gross list price of 40840 €.
The lease payment is 317 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the SEAT Tarraco? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 990 €. Dividing the total costs (leasing costs + fixed costs = 16206 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 40840 €, you get the leasing factor. With this SEAT Tarraco results in an effective leasing factor of 0.83, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 48 months
15.216,00 €
Transfer / Approval
990,00 €
Total cost
16.206,00 €
Total cost
16.206,00 €
Runtime
48 Months
Leasing rate
317,00 €
(266,39 € netto)
Effective leasing rate
337,63 €
(283,72 € netto)
Bruttolistenpreis
40.840,00 €
Leasing factor
0.78
Effective leasing rate
0.83
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 317 €, the SEAT Tarraco KN 2.0 TDI Xcellence 4Drive DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the SEAT Tarraco the monthly vehicle tax is quite high at 31 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 114 € per month, because the vehicle simply does not need much energy either. Added to this are insurance costs of 117 € per month, a reasonable lump sum considering the gross list price of 40840 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 990 € (one-time). The final assessment of this offer: Considering the good effective leasing factor of 0.83, even the rather high cost per kilometer (0.41 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
18.750,00 €
Fixed operating costs
18.750,00 €
Lease payments Total
15.216,00 €
Total cost
33.966,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,41 €
Cumulative total cost / Km
0,41 €
∅ Cost / km
0,36 €
Leasing factor
0.99
from298,00 €
∅ Cost / km
0,36 €
Leasing factor
1.07
from298,33 €
∅ Cost / km
0,28 €
Leasing factor
1.04
from210,84 €