The insurance costs for the SEAT Tarraco KN 2.0 TDI Style 4Drive DSG are on average high with approx. 97 € per month. The new CO2 pricing results in an increased monthly tax of 31 €. The average depreciation of the SEAT Tarraco KN 2.0 TDI Style 4Drive DSG over a useful life of 5 years is 455 € per month. On average, the SEAT Tarraco KN 2.0 TDI Style 4Drive DSG trades for 41779 €, the offered vehicle has a gross list price of 46535 €.
The lease payment is 396 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the SEAT Tarraco? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this SEAT Tarraco results in an effective leasing factor of 0.85, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 48 months
19.008,00 €
Transfer / Approval
0,00 €
Total cost
19.008,00 €
Total cost
19.008,00 €
Runtime
48 Months
Leasing rate
396,00 €
(332,77 € netto)
Effective leasing rate
396,00 €
(332,77 € netto)
Bruttolistenpreis
46.535,00 €
Leasing factor
0.85
Effective leasing rate
0.85
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 396 €, the SEAT Tarraco KN 2.0 TDI Style 4Drive DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the SEAT Tarraco the monthly vehicle tax is quite high at 31 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 136 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 97 € per month, which is basically a moderate cost considering the gross list price of 46535 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Considering the good effective leasing factor of 0.85, even the rather high cost per kilometer (0.48 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
15.888,00 €
Fixed operating costs
15.888,00 €
Lease payments Total
19.008,00 €
Total cost
34.896,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,48 €
Cumulative total cost / Km
0,48 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,41 €
Leasing factor
1.06
from337,89 €