SEAT Tarraco KN 1.5 TSI ACT FR DSG - Costs
Monthly costs for SEAT Tarraco KN 1.5 TSI ACT FR DSG
The insurance costs for the SEAT Tarraco KN 1.5 TSI ACT FR DSG
are on average high with approx. 81 € per month.
The monthly tax is only 14 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the SEAT Tarraco KN 1.5 TSI ACT FR DSG over a useful life of 5 years is 408 € per month. On average, the SEAT Tarraco KN 1.5 TSI ACT FR DSG trades for 38856 €, the offered vehicle has a gross list price of 43230 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
SEAT Tarraco KN 1.5 TSI ACT FR DSG Total cost & lease factor
Calculation basis
With a lease rate of 428 € per month for a term of 48 months, the SEAT Tarraco offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this SEAT Tarraco results in an effective leasing factor of 0.99, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Fixed costs
Leasing rates / 24 months
12.816,00 €
Transfer / Approval
0,00 €
+
Total cost
12.816,00 €
Leasing factor
Total cost
12.816,00 €
Runtime
24 Months
÷
Leasing rate
534,00 €
(448,74 € netto)
Effective leasing rate
534,00 €
(448,74 € netto)
Bruttolistenpreis
43.230,00 €
Leasing factor
1.24
Effective leasing rate
1.24
SEAT Tarraco KN 1.5 TSI ACT FR DSG Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 428 €, the SEAT Tarraco KN 1.5 TSI ACT FR DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the SEAT Tarraco, the monthly vehicle tax is quite favorable at 14 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 144 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 81 € per month, which is basically a moderate cost considering the gross list price of 43230 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: rather high cost per kilometer (0.51 EUR) meets a rather high effective leasing factor of 0.99. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
7.752,00 €
Actual cost / Km
Fixed operating costs
7.752,00 €
Lease payments Total
12.816,00 €
+
Total cost
20.568,00 €
Total kilometers
19.992,00
÷
Cost / Km (only leasing)
0,64 €
Cumulative total cost / Km
0,64 €
Price development leasing SEAT Tarraco KN 1.5 TSI ACT FR DSG
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