The insurance costs for the SEAT Leon KL 1.4 e-HYBRID XCellence DSG
are on average high with approx. 97 € per month.
The monthly tax is only 2 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the SEAT Leon KL 1.4 e-HYBRID XCellence DSG over a useful life of 5 years is 320 € per month. On average, the SEAT Leon KL 1.4 e-HYBRID XCellence DSG trades for 37505 €, the offered vehicle has a gross list price of 45975 €.
With a lease rate of 506.94 € per month for a term of 48 months, the SEAT Leon offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This SEAT Leon gives an effective leasing factor of 1.1, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Leasing rates / 48 months
24.333,12 €
Transfer / Approval
0,00 €
Total cost
24.333,12 €
Total cost
24.333,12 €
Runtime
48 Months
Leasing rate
506,94 €
(426,00 € netto)
Effective leasing rate
506,94 €
(426,00 € netto)
Bruttolistenpreis
45.975,00 €
Leasing factor
1.1
Effective leasing rate
1.1
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 506.94 €, the SEAT Leon KL 1.4 e-HYBRID XCellence DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the SEAT Leon, the monthly vehicle tax is very low at 2 €. The cost of operating the vehicle, powered by a hybrid engine, i.e. the fuel and electricity costs. amount only 110 € per month, because the vehicle simply does not need much energy either. Added to this are insurance costs of 97 € per month, which is basically a moderate cost considering the gross list price of 45975 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.61 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
13.056,00 €
Fixed operating costs
13.056,00 €
Lease payments Total
24.333,12 €
Total cost
37.389,12 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,61 €
Cumulative total cost / Km
0,61 €
∅ Cost / km
0,44 €
Leasing factor
1.16
from365,00 €
∅ Cost / km
0,57 €
Leasing factor
0.85
from460,00 €