SEAT Ibiza KJ 1.0 TSI Xcellence BEATS DSG - Costs
Monthly costs for SEAT Ibiza KJ 1.0 TSI Xcellence BEATS DSG
Find out the monthly maintenance cost for one SEAT Ibiza KJ 1.0 TSI Xcellence BEATS DSG with tax, running costs, insurance and workshop costs.
If you are planning to lease a SEAT Ibiza KJ 1.0 TSI Xcellence BEATS DSG, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 24 months and a monthly lease payment of 189
€ with 10000 km mileage per year, there are fixed leasing costs of 4536 €. Insurance costs for the SEAT Ibiza KJ 1.0 TSI Xcellence BEATS DSG are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 7 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the SEAT Ibiza KJ 1.0 TSI Xcellence BEATS DSG over a useful life of 5 years is 266 € per month. On average, the SEAT Ibiza KJ 1.0 TSI Xcellence BEATS DSG trades for 23630 €, the offered vehicle has a gross list price of 32774.99 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
SEAT Ibiza KJ 1.0 TSI Xcellence BEATS DSG Total cost & lease factor
Calculation basis
The leasing rate is 189 € per month with a term of 24 months, so the offer is basically cheap to begin with. But is this SEAT Ibiza a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this SEAT Ibiza results in an effective leasing factor of 0.88, therefore it is a good value leasing vehicle and a good leasing deal.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 24 months
4.536,00 €
Transfer / Approval
0,00 €
+
Total cost
4.536,00 €
Leasing factor
Total cost
4.536,00 €
Runtime
24 Months
÷
Leasing rate
189,00 €
(158,82 € netto)
Effective leasing rate
189,00 €
(158,82 € netto)
Kaufpreis
21.430,00 €
Leasing factor
0.88
Effective leasing rate
0.88
SEAT Ibiza KJ 1.0 TSI Xcellence BEATS DSG Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 189 €, the SEAT Ibiza KJ 1.0 TSI Xcellence BEATS DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . With the SEAT Ibiza, the monthly vehicle tax is very low at 7 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 126 € monthly. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (32774.99 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Considering the good effective leasing factor of 0.88, even the rather high cost per kilometer (0.45 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 24 months).
Voraussichtliche Fix + Betriebskosten über die Haltedauer
€
€
€
€
€
+
Voraussichtliche Nebenkosten
5.784,00 €
Actual cost / Km
Voraussichtliche Fix + Betriebskosten über die Haltedauer
5.784,00 €
Lease payments Total
4.536,00 €
+
Total cost
10.320,00 €
Total kilometers
10.008,00
÷
Cost / Km (only leasing)
0,45 €
Cumulative total cost / Km
0,45 €
Price development leasing SEAT Ibiza KJ 1.0 TSI Xcellence BEATS DSG
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