Find out the monthly maintenance cost for one SEAT Ibiza KJ 1.5 TSI FR Black Edition DSG with tax, running costs, insurance and workshop costs.
If you are planning to lease a SEAT Ibiza KJ 1.5 TSI FR Black Edition DSG, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €.
With a lease term of 24 months and a monthly lease payment of 130
€ with 10000 km mileage per year, there are fixed leasing costs of 4110 €. The insurance costs for the SEAT Ibiza KJ 1.5 TSI FR Black Edition DSG
are on average high with approx. 81 € per month.
The monthly tax is only 9 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the SEAT Ibiza KJ 1.5 TSI FR Black Edition DSG over a useful life of 5 years is 305 € per month. On average, the SEAT Ibiza KJ 1.5 TSI FR Black Edition DSG trades for 27650 €, the offered vehicle has a gross list price of 35780 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The leasing rate is 130 € per month with a term of 24 months, so the offer is basically cheap to begin with. But is this SEAT Ibiza a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 990 €. Dividing the total costs (leasing costs + fixed costs = 4110 €) by the number of months (for this offer: 24 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 35780 €, you get the leasing factor. With this SEAT Ibiza results in an effective leasing factor of 0.81, therefore it is a good value leasing vehicle and a good leasing deal.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 24 months
3.120,00 €
Transfer / Approval
990,00 €
Total cost
4.110,00 €
Total cost
4.110,00 €
Runtime
24 Months
Leasing rate
130,00 €
(109,24 € netto)
Effective leasing rate
171,25 €
(143,91 € netto)
Kaufpreis
21.250,00 €
Leasing factor
0.61
Effective leasing rate
0.81
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 130 €, the SEAT Ibiza KJ 1.5 TSI FR Black Edition DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . With the SEAT Ibiza, the monthly vehicle tax is very low at 9 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 130 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 81 € per month, which is basically a moderate cost considering the gross list price of 35780 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 990 € (one-time). The final assessment of this offer: Considering the good effective leasing factor of 0.81, even the rather high cost per kilometer (0.41 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 24 months).
Voraussichtliche Nebenkosten
7.686,00 €
Voraussichtliche Fix + Betriebskosten über die Haltedauer
7.686,00 €
Lease payments Total
3.120,00 €
Total cost
10.806,00 €
Total kilometers
10.008,00
Cost / Km (only leasing)
0,41 €
Cumulative total cost / Km
0,41 €
∅ Cost / km
0,06 €
Leasing factor
0.62
from139,00 €
∅ Cost / km
0,07 €
Leasing factor
0.98
from199,00 €
∅ Cost / km
0,08 €
Leasing factor
0.28
from76,82 €