SEAT Ibiza KJ 1.0 TSI Style BEATS - Costs

Monthly costs for SEAT Ibiza KJ 1.0 TSI Style BEATS

SEAT Ibiza KJ  1.0 TSI Style BEATS

Find out the projected monthly maintenance cost for one SEAT Ibiza KJ 1.0 TSI Style BEATS with tax, running costs, insurance and workshop costs. If you would like to lease a SEAT Ibiza KJ 1.0 TSI Style BEATS, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.

With a lease term of 48 months and a monthly lease payment of 199 € with 10000 km mileage per year, there are fixed leasing costs of 9552 €. Insurance costs for the SEAT Ibiza KJ 1.0 TSI Style BEATS are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.

The monthly tax is only 6 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the SEAT Ibiza KJ 1.0 TSI Style BEATS over a useful life of 5 years is 233 € per month. On average, the SEAT Ibiza KJ 1.0 TSI Style BEATS trades for 20210 €, the offered vehicle has a gross list price of 19199 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

SEAT Ibiza KJ 1.0 TSI Style BEATS Total cost & lease factor

Calculation basis

The leasing rate is 199 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this SEAT Ibiza a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This SEAT Ibiza gives an effective leasing factor of 1.11, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.

Fixed costs

Leasing rates / 48 months

9.552,00 €

Transfer / Approval

0,00 €

+

Total cost

9.552,00 €

Leasing factor

Total cost

9.552,00 €

Runtime

48 Months

÷

Leasing rate

199,00 €
(167,23 € netto)

Effective leasing rate

199,00 €
(167,23 € netto)

Bruttolistenpreis

19.199,00 €


Leasing factor

1.11

Effective leasing rate

1.11

SEAT Ibiza KJ 1.0 TSI Style BEATS Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The SEAT Ibiza KJ 1.0 TSI Style BEATS, with a monthly leasing rate of 199 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the SEAT Ibiza, the monthly vehicle tax is very low at 6 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 112 € per month, because the vehicle simply does not need much energy either. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (19199 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.24 € in connection with the, however, poor effective leasing factor of 1.11 are strong indications that this is a less good offer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

10.800,00 €

Actual cost / Km

Fixed operating costs

10.800,00 €

Lease payments Total

9.552,00 €

+

Total cost

20.352,00 €

Total kilometers

40.000,00

÷

Cost / Km (only leasing)

0,24 €

Cumulative total cost / Km

0,24 €

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