SEAT Ibiza KJ 1.0 TSI Style BEATS - Costs

Monthly costs for SEAT Ibiza KJ 1.0 TSI Style BEATS

SEAT Ibiza KJ  1.0 TSI Style BEATS

Find out the projected monthly maintenance cost for the SEAT Ibiza KJ 1.0 TSI Style BEATS with tax, running costs, insurance and workshop costs. If you would like to lease a SEAT Ibiza KJ 1.0 TSI Style BEATS, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 890 €.

With a lease term of 48 months and a monthly lease payment of 157 € with 10000 km mileage per year, there are fixed leasing costs of 8565 €. Insurance costs for the SEAT Ibiza KJ 1.0 TSI Style BEATS are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.

The monthly tax is only 6 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the SEAT Ibiza KJ 1.0 TSI Style BEATS over a useful life of 5 years is 233 € per month. On average, the SEAT Ibiza KJ 1.0 TSI Style BEATS trades for 20210 €, the offered vehicle has a gross list price of 21035 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

SEAT Ibiza KJ 1.0 TSI Style BEATS Total cost & lease factor

Calculation basis

The leasing rate is 157 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this SEAT Ibiza a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1029 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 8565 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 21035 €, you get the leasing factor. With this SEAT Ibiza results in an effective leasing factor of 0.85, therefore it is a good value leasing vehicle and a good leasing deal.

Fixed costs

Leasing rates / 48 months

7.536,00 €

Transfer / Approval

1.029,00 €

+

Total cost

8.565,00 €

Leasing factor

Total cost

8.565,00 €

Runtime

48 Months

÷

Leasing rate

157,00 €
(131,93 € netto)

Effective leasing rate

178,44 €
(149,95 € netto)

Bruttolistenpreis

21.035,00 €


Leasing factor

0.75

Effective leasing rate

0.85

SEAT Ibiza KJ 1.0 TSI Style BEATS Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The SEAT Ibiza KJ 1.0 TSI Style BEATS, with a monthly leasing rate of 157 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the SEAT Ibiza, the monthly vehicle tax is very low at 6 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 112 € per month, because the vehicle simply does not need much energy either. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (21035 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1029 €. The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.21 € and the effective leasing factor of 0.85.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

11.829,00 €

Actual cost / Km

Fixed operating costs

11.829,00 €

Lease payments Total

7.536,00 €

+

Total cost

19.365,00 €

Total kilometers

40.000,00

÷

Cost / Km (only leasing)

0,21 €

Cumulative total cost / Km

0,21 €

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